receipt for a loan

Reason: Due to personal financial difficulties, I borrowed RMB ××× (one thousand yuan) today.

Borrower: ××× (signature)

Loan date:? Year? Month and date? Date of repayment: year month day.

I. Model II of the standard format of IOUs

receipt for a loan

How much did Party A borrow from Party B on a certain day, a certain month, a certain year, with a loan term of xx, and agreed to return it on a certain day, with interest ... If Party A fails to return it on time, how much penalty will it pay?

Signature of Party A:

Loan date:

Extended data

An IOU is a written document indicating the relationship between creditor's rights and debts, which is generally written and signed by the debtor, indicating that the debtor has owed the creditor the amount indicated in the IOU. An iou refers to a bill written to the other party when borrowing personal or public cash or goods, that is, an iou.

After the money and goods are returned, the bill is revoked or torn by the bill holder. This is a document. Usually used in daily life and business management.

From a legal point of view, an IOU is a written document showing the relationship between creditor's rights and debts, which is generally written and signed by the debtor, indicating that the debtor has owed the creditor the amount indicated on the IOU.

The basic contents of IOUs include: creditor's name, loan amount (local and foreign currency), interest calculation, repayment time, liquidated damages (deferred repayment), dispute resolution method, debtor's name, loan date and other elements. As long as you have the creditor's name, loan amount, debtor's name and loan date (although it was added later), it meets the main requirements of the loan, so it has legal effect.

References:

IOU- Baidu encyclopedia