First of all, in principle, because the policy contract will write the column of truthful notification, if the previous medical records are not truthfully informed before insurance, the insurance company has the right not to pay compensation in the future.

Secondly, at the end of the report, it is written that once the insurance takes effect two years later, even if it is not truthfully told at the beginning, the insurance company must pay the claim, which is an indisputable clause of the insurance for two years.

Therefore, if your father's insurance has been in effect for more than 2 years (that is, paid 3 times), the insurance company must pay. If it is not exceeded, the insurance company will not pay the claim, and some will not even refund the premium.