A personal credit report certificate must be obtained from the People's Bank of China.

Personal credit reports are issued by the credit reporting system of the People's Bank of China, including the basic database of corporate credit information and the basic database of personal credit information.

The client should go to the local branch of the People's Bank of China with the identity document of the issuer, the original and copy of the identity card of the person who issued the credit report certificate, and the power of attorney signed by the person who issued the credit report report. Among them, a copy of the ID card and the power of attorney must be left with the branch of the People's Bank of China for reference.

The client fills out the "Personal Credit Report Inquiry Application Form"; submit a copy of the original ID card, power of attorney, and application form to the staff of the People's Bank of China. After ascertaining the information, the personal credit report certificate will be printed and submitted to the client. The certificate is issued.

Credit information

1. Basic personal information used to identify an individual and reflect his/her family, career, etc.

2. Personal credit information formed by credit relationships between individuals and financial institutions or housing provident fund management centers and other institutions.

3. Personal credit purchase and payment information resulting from credit purchase relationships between individuals and commercial institutions and public utility service agencies.

4. Public record information related to personal credit formed by administrative agencies, administrative executive agencies, and judicial agencies in the process of exercising their powers.

5. Other information related to personal credit.