Of course, different product regulations will be different, so we still take the actual regulations as the standard.
The insured belongs to insurance terminology. If you want to know more technical terms about insurance, you can read this article:
Super full! Everything you want to know about insurance is here.
In addition, some friends may have such doubts: when the insured and the insured are not the same person, who can get the insurance money after the accident?
In fact, regardless of whether the applicant and the insured are the same person, in general, the insurance money is paid to the insured, because the insured is the person who has the right to claim the insurance money.
Regarding the difference between the insured and the insured, you can understand through this article: What is the difference between the insured and the insured? Tell you the details in one article!
But let's be clear here. If it is death insurance, or the beneficiary is specified in the insurance money, the insurance company will pay the insurance money to the beneficiary.
As for the designated beneficiary, must it be an immediate family member? In fact, not necessarily, because some policyholders/insured will designate some unrelated friends as beneficiaries.
Finally, if you want to know how to specify the beneficiary, you can read this article: How to specify the insurance beneficiary?
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