Xiao Lin encountered an annoying thing recently. The newly purchased car hit the railing on the side of the road while reversing, and the back of the car was dented. Fortunately, Xiao Lin was insured by the People's Insurance Company of China, but... What information is required for PICC auto insurance claims? The editor of Kaixinbao will give you the answer. (1) One copy of the claim authorization letter (two copies). These two letters of authorization are handed over to the customer by the loss assessor after the customer has completed the loss assessment. If the insured is an employer, the customer needs to bring a letter of authorization back to the insured company and stamp the "Insured" on the authorization letter with the same official seal as the insured company; if the insured is private, the customer must also provide the insured Copy of the insurer’s ID card. Fill in the corresponding information in the blanks on the authorization letter, and ask the customer to indicate the name of the corresponding unit for compensation payment in the check filling column. The authorized person must fill in the name and ID number of the payee, and write down the phone number of the authorized payee to facilitate contacting the payee to collect compensation and subsequent services. The relevant information filled in must be consistent with the requirements in the authorization letter. The insured's seal and name, ID number, and the authorized person's name and ID number must be correct. (2) One copy (two copies) of the claim application form from the PICC Company. Customers are required to fill in this form truthfully. On the second page of the claim application, there is a signature area for the insured in the lower right corner, which needs to be stamped and signed. If it is an individual, the ID number must be filled in the lower left corner. The reporting time and accident history must be filled in clearly, and other reporting information must be filled in completely. (3) A copy of the accident certificate (traffic police accident handling letter, safety committee of the place of accident, police station, property certificate, unit certificate). When settling a claim, due to different accident forms, the insurance company requires the traffic police accident handling letter, the accident certificate from the safety committee of the accident place, the police station, property management, and the accident unit. The customer must provide a valid certificate of accident (the content shown in the certificate must be consistent with the actual situation of the vehicle accident). (4) Loss order. This is a report filled out by a damage assessor after assessing the damage of the accident vehicle. It records the accident form of the vehicle, the specific damaged parts of the vehicle and the repair amount of the vehicle. If there is a special agreement (for example, it is marked to return the old parts or a special repair invoice is required), it must be done according to the insurance company's requirements. At the bottom of the loss assessment form, where the insurance company's signature is, there must be the seal of the insurance company and the signature of the loss assessor. If the insured is a non-natural person, there must be the signature of the insured. If the insured is a natural person, there must be the signature of the insured himself. (5) Repair invoice for the accident vehicle. Customers must provide special invoices for vehicle maintenance of Category II or above when settling claims, and the repair amount in the invoice must be consistent with that on the loss assessment form. The license plate number on the invoice must be consistent with the license plate number on the proforma. In fact, you need to check whether the vehicle number on the invoice is consistent with the accident vehicle number. In addition, if the amount on the vehicle repair invoice is higher than the estimated loss amount, compensation will be based on the assessed loss amount; if the amount on the invoice is lower than the assessed loss amount, compensation will be based on the invoice amount. The repair shop's financial seal must be stamped on the invoice. How many vehicles require insurance coverage will require several repair invoices. (6) Corresponding repair list (i.e. bill of materials) for the damaged location of the accident vehicle. It should be noted that the repair shop stamp on the invoice and the stamp on the bill of materials must be from a repair shop, the car number is consistent with the accident car and the invoice, and whether the time on the bill of materials is after the accident and damage assessment. If you have several vehicles that require insurance coverage, you will need to provide several repair lists. (7) Driving license and driving license. The driving license must belong to the driver at the time of the accident, and the driving license must belong to the car involved in the accident at the time of the accident. It should be noted that the driving license must be within the validity period, and the time of the accident must be within the valid annual inspection date. The driver's license must be within the validity period, and those who hold a driver's license B or above must have a physical examination receipt (for three-party vehicles that are subject to compulsory traffic insurance, the physical examination receipt is not required). Warm reminder: You can inquire about car insurance policies through the following methods: 1. Counter inquiry: Go to the insurance company's business outlet. For modern urbanites with busy lives and work, this method is time-consuming, laborious and troublesome. 2. Telephone inquiry: This is a convenient way, but one thing that has to be considered is: the general service hotline is not free, and the line signal condition of the service hotline also needs to be considered, and when making inquiries about car insurance policies, it is necessary to inquire The amount of relevant underwriting information and claims information is too much and complicated, and seeing is believing. Therefore, telephone inquiries are not the best option. 3. Internet inquiry: The policy holder or the insured can inquire about the policy through the PICC Auto Insurance Platform with a valid ID and policy number. The policy holder or the insured can independently inquire about the PICC auto insurance policy through the system, including underwriting information, claims information, and all kinds of information.

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