The independence of bill behavior means that when there are multiple bill behaviors on a bill, each bill behavior has independent effect and does not affect each other, which is also determined by the principle of non-existence of bill. The independence of bill behavior aims at ensuring the liquidity of bills and the security of transactions.

The independence of bill behavior is mainly manifested in:

1, independence of bill capacity. If a person with no capacity for civil conduct or a person with limited capacity for civil conduct signs a bill, his signature is invalid, but it does not affect the validity of other signatures.

2. Independence of bill behavior in agency. If the signer signs the bill in the name of the agent without the power of attorney, the signer shall bear the bill liability by himself; Where an agent exceeds the agency authority, he shall bear the bill liability for the part beyond the authority.

3. Independence of bill behavior defects. This is mainly reflected in the forgery of bills. If there is a forged signature on the bill, it will not affect the validity of other real signatures on the bill.

4. Independence of bill behavior guarantee. Even if the guarantor's debt is invalid, the guarantor still has to bear the guarantee responsibility. It should be pointed out that although the bill behavior is independent, it is joint and several in liability, that is, the signer of the bill is the debtor of the bill, and they are jointly and severally liable to the creditors of the bill.

Tips: The above information is for reference only.

Reply time: 202 1-07-06. Please refer to the latest business changes announced by Ping An Bank in official website.

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