The official seal of the Bank of China on its running statements is an electronic seal, which can be used for loans. In the banking/finance industry, the use of electronic seals is very common. An electronic seal is an additional form of seal appearance when signing electronically. In short, an electronic seal is a manifestation of an electronic signature. Electronic signature refers to data contained in electronic form in a data message and attached to identify the signer and indicate that the signer acknowledges the content. It can be used to verify the identity of the parties and show the parties' confirmation of the authenticity and validity of the information. Therefore, even if the official seal of the Bank of China statement is electronically stamped, the loan can be used.

1. Electronic seal: Electronic seal technology uses advanced digital technology to simulate traditional physical seals. Its management and use methods are consistent with the habits and experience of physical seals. The electronic documents stamped by it have the same characteristics as those stamped with physical seals. Paper documents have the same appearance, the same validity and similar usage.

2. The origin of electronic seals: Electronic seals have appeared long before the promulgation and implementation of China's "Electronic Signature Law". In the mid-to-late 1990s, as the traditional office model gradually became informatized As the office model changes, the circulation form of paper documents also changes to the circulation form of electronic documents; in order to ensure the effectiveness of electronic documents, it also makes electronic documents have the same credibility visual effect as traditional paper documents, so as to The concept of electronic seal was proposed. After the promulgation and implementation of the "Electronic Signature Law", the research and application of electronic seal technology and its products have developed rapidly.

3. Characteristics of electronic seals:

(1) Electronic seals are a valid form of electronic signature: only when electronic signature technology is used to verify the true validity of an electronic contract time, the electronic seal will be displayed normally. Electronic signature technology needs to be used to protect electronic data, and the electronic seal must also be protected to prevent the electronic seal from being tampered with, and at the same time, avoid the electronic contract documents stamped with the electronic seal from being tampered with.

(2) A physical signature can only correspond to one electronic seal: This is more in line with people's daily usage habits, and also allows leaders to know based on daily experience how many seals the company needs Management to avoid fake seals, carrot seals, etc.

(3) Electronic seals are stored in the cloud and can be called at any time: Electronic seals are stored in the cloud and can be called at any time. When the leader is not in the office and needs to be stamped, you can approve and sign anytime and anywhere with just a phone call, eliminating the embarrassment of having to sign a physical seal face-to-face.

(4) There is no threshold for learning and using electronic seals, and it is more convenient: In the entire use process of electronic seals, new concepts such as CA and certificates are not involved, and the electronic signature technology is completely hidden behind the electronic seal. As long as you can use it based on daily experience, there is no need to learn these new technologies and new concepts.