Be sure to sign on the back of the credit card. This signature is as important as the password.

For consumers, although credit cards have passwords, the risk of password leakage increases with the increase of credit card usage times. After the credit card and password are lost, checking the signature behind the credit card becomes the last barrier to protect the cardholder's credit card security.

In the process of checking the signature, the cashier finds that the signature does not match the signature on the credit card, and has the right to cancel the consumption and refuse to sell the goods, thus avoiding the loss of the owner to a certain extent.

Bankers remind cardholders that when handling credit cards, they should sign a more personalized name, and it is best to sign a signature that is difficult to imitate. At the same time, consumers should not set their passwords to easy-to-test numbers such as birthdays.

In addition, it is necessary to develop the habit of saving transaction documents to facilitate reconciliation and provide bank investigations when problems arise. You'd better remember the phone number of the bank. If you find the card lost or stolen, report the loss by phone immediately.

What is the function of the cardholder's signature on the bank card?

1. When citizens swipe their cards in shopping malls, cashiers in many shopping malls have to check the signatures of consumption documents with the handwriting on the back of bank cards or credit cards to see if they are consistent.

2. At the same time, when citizens withdraw money from the ATM of the bank, if there is something wrong with the machine and the card is swallowed, the bank staff can also check the signature on the back of the bank card with the signature on the register if they can't verify the identity of the owner, so as to handle the card refund business.

In addition, once the bank card is stolen, the signature and handwriting will also help to prove that it is not the person who swiped the card.

Extended data:

Pay attention to the use of bank cards

1. When spending by credit card, when handing over the bank card to the cashier, try to keep the bank card within your sight, and pay attention to the number of times the cashier swipes the card, whether there are two overlapping purchase orders, and carefully check whether the amount and currency on the purchase orders are wrong.

Try not to lend your bank card to others, especially credit cards, and pay more attention.

3. After using telephone banking, please remember to take off the receiver again and dial a bunch of money casually, and then hang up to avoid the bank card information and password being redialed by others.

When you forget your password, remember not to enter it more than three times, and it will be locked, so you can only take your ID card to the bank to unlock it.

Phoenix. Com- the name of the cardholder should be filled in the signature column of the bank card.

How to sign the back of China Bank's credit card?

Please sign your name in the signature field on the back of the card.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.

Are there signature notes on all credit cards? Do I have to sign a credit card?

1. The back of the credit card must be signed. This signature is as important as the password.

2. For consumers, although all credit cards have passwords, the risk of password leakage increases with the increase of credit card usage. After the credit card and password are lost, checking the signature behind the credit card becomes the last barrier to protect the security of the main credit card.

3. If the cashier finds that the signature does not match the signature on the credit card in the process of checking the signature, he has the right to cancel the consumption and refuse to sell the goods, which can avoid the loss of the owner to a certain extent.

Bankers remind that for cardholders, when handling credit cards, they should sign a more personalized name, preferably a signature that is difficult to imitate. At the same time, consumers should never set their passwords to easy-to-try numbers, such as birthdays.

5. In addition, it is necessary to develop the habit of saving transaction documents to facilitate reconciliation and provide them to the bank for investigation when problems arise. It's best to memorize the telephone number of the bank. Once the card is found to be lost or stolen, report the loss by phone immediately.

With someone else's credit card, whose name is it?

Use someone else's credit card, swipe your card and sign the name of the credit card holder.

Take China Construction Bank Longka Credit Card as an example;

After the cardholder gets the Longka credit card, please sign in the signature column immediately (the signature cannot be altered, and it is recommended to use a ballpoint pen). Please use the cardholder's "signature" in the application form for this signature, and offline credit card transactions must also be verified with this signature.

Extended data

Article 54 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks: After the cardholder applies for opening the card service exceeding the credit limit, the issuing bank can only provide the card service exceeding the credit limit once in a billing cycle, and can only charge the over-limit fee once in a billing cycle.

If the cardholder continuously requests to pay the over-limit fee in two consecutive billing cycles to complete the overdraft transaction exceeding the credit limit, the issuing bank must immediately stop the over-limit card service after the end of the second billing cycle and re-open the over-limit card service according to the cardholder's re-application.

Article 55 The issuing bank shall not provide credit card services beyond the credit limit for credit card transfer (transfer-out) and cash withdrawal. The total amount of credit card overdraft transfer (transfer out) and cash withdrawal shall not exceed the credit limit of credit card cash withdrawal.

How to use the signature column of China Construction Bank's personal customer homepage Longka credit card?

The name of the cardholder should be filled in the signature column of the bank card.

This concludes the introduction of the signature of the credit card holder and where the signature of the credit card holder is located. I wonder if you found the information you need from it?