The reason for Jilin Song’s credit card debt is that the epidemic cannot be resolved

During the epidemic period, if you have temporarily lost your job and are unable to pay off your credit card, you can call the bank’s customer service number to apply for a deferral of repayment.

For those who have temporarily lost their income due to the epidemic, financial institutions will flexibly adjust repayment arrangements such as home mortgages and credit cards, and reasonably arrange repayment dates.

Does Songyuan Construction Bank Credit Card have an annual fee?

Depending on the specific card type, different card types correspond to different annual fee standards and policies

Most credit cards have a fee The preferential policy of waiving the annual fee for several times.

For example, the annual fee for the CCB Standard Platinum Card is 580 yuan/card for the main card and 300 yuan/card for the supplementary card. It can be enjoyed by a total of 10 card purchases and cash withdrawals (no limit on the amount) in each card year. The annual fee is waived for the current year. The annual fee for the Titanium Platinum Card is 380 yuan/card for the main card and 180 yuan/card for the supplementary card. If you make a total of 6 card purchases and cash withdrawals (no limit on the amount) in each card-holding year, you can enjoy the annual fee exemption for that year. The annual fee for the gold card is RMB 160/card for the main card and RMB 80 for the supplementary card. The annual fee for the regular card is RMB 80/card for the main card and RMB 40 for the supplementary card. The accumulated consumption and cash withdrawals for each card-holding year are If you complete 3 transactions (no limit on amount), you can enjoy the discount of annual fee for that year.

In addition, there are also some cards with rigid annual fees, which will be charged no matter how much you use, such as China Construction Bank’s Diamond Platinum Card, Car Card, Digital Display Dragon Card, etc.

Can the Jilin Bank credit card issued in Songyuan City be activated at Baicheng Jilin Bank?

Hello. Jilin Bank credit card issued by Songyuan City. You can go through the activation procedures at Jilin Bank in Baicheng City. Activation procedures can be handled at the same bank in different locations.

I am from Songyuan and I want to apply for a credit card

You can go to a local bank branch to apply, or you can apply directly online.

Credit card application conditions:

1. Aged 18 or above;

2. Hold a valid ID card;

3. None Bad credit record;

4. Proof of regular employment;

5. Proof of income stamped with the financial seal of the unit;

6. Other proof of financial resources, such as Bank deposits, real estate, cars, stocks, bonds, etc.;

7. Social pension insurance certificate;

8. Provide two contacts.

The first three conditions must be met. Provide 4-8 supporting materials as much as possible. Specifically, the following information can be included. Provide as much as possible selectively to ensure smooth passing of the review and increase the information quota.

Materials and documents required for application:

1. Domestic residents only need to provide: completed and signed application form, identity document, residence certificate, income Supporting documents;

2. Foreigners and people from Hong Kong, Macao and Taiwan also need to provide: Foreigner’s residence permit (the reason for residence must be employment) or employment permit for foreigners/Hong Kong, Macao and Taiwan;

< p>3. If you are a private owner, in addition to the above information, you also need to provide: a copy of the industrial and commercial business license showing the applicant’s name, company name and date of business commencement.

If you want to apply for a credit card with a relatively large limit, you need to provide proof of good financial strength, such as: a copy of the real estate certificate, a copy of the car driving license; a bank loan account (with good credit, no more than 60 days overdue) ) or a copy of the deposit receipt, etc.

What are the requirements for Songyuan Construction Bank to apply for a free credit card

As for the application conditions for CCB credit cards, as long as you are over 18 years old, have a stable job income, and have good credit, you can apply for a CCB credit card.

There are roughly two ways to apply, one is online application, and the other is application at a branch.

Online application is relatively simple and does not require additional proof of financial resources. The bank We will focus on the nature of the landlord's unit, social security, provident fund, personal tax, personal credit, etc., which can be checked online. If these are not paid much or have not been paid, this method is not very recommended

Apply online. This is the traditional method of applying for a credit card. When applying, you must bring proof of work income (work permit from the unit, employment certificate, salary card statement (preferably more than 3 months), tax bills for the past 3 months, social insurance policies, Provident fund slips, etc. (not all of these are required, just have them). If you can attach some proof of financial resources, such as real estate and car ownership, it will be very helpful for applying for the card. (When proof of work income cannot be fully provided, it is best to have proof of financial resources)

The entire approval time for his credit card takes about 20-25 working days, which is about a month. Oh, the poster You can check the approval progress of your card through the "Application Progress Query" on the homepage of his credit card.

Where can I apply for a credit card in Songyuan?

Every bank can apply for it. As long as you provide relevant materials and the card is approved, the card will be issued. However, due to reforms now, the four major state-owned banks have It’s difficult to apply. It must be the financial expenses of employees of government agencies. However, it can also be applied if you have a car or a house. There are also several conditions, such as oil field employees. I suggest you go to the Bank of Communications, the one near RT-Mart, to see what the application threshold is. To be a little more relaxed, you go to the front desk and get a card application form, which details the thresholds for applying for the card under various conditions.

Personal help in applying for a card basically requires a 20% commission. If you apply for 10,000 yuan, you have to give 2,000 to others. It is not cost-effective, so you should do it yourself.

This concludes the introduction to Songyuan Credit Card and Songyuan Credit Card Repayment. Have you found the information you need?