after the car is sold, the vehicle certificate should be given to the owner;
you should take the money from car sales to the bank to redeem the certificate; This is the redemption money.
question 2: what does redemption mean? [shú]
Exchange property for collateral: ~ dàng. ~ body. ~ gold. ~ buy. Use actions to offset and make up for sins: make meritorious deeds ~ sins.
question 3: how to redeem the automobile certificate from the bank "automobile certificate" is the factory certificate of the whole motor vehicle, which is a document printed by the motor vehicle manufacturer and distributed with the vehicle, indicating the model, test data and configuration information. For car buyers, the automobile certificate is one of the legal documents that must be submitted when registering and licensing the motor vehicle, that is to say, the owner cannot license the new car without obtaining the certificate.
I learned from some professionals in 4S shops the real reason why the "automobile certificate" can't be handed over to new car owners in time:
When the sales of China's automobile industry often enter 28, the automobile sales volume suddenly drops sharply after a sustained 2% increase, and under such a recession, the inventory of new cars in many 4S shops increases. In addition, the profits of 4S shops, especially the sales profits, have fallen sharply, which leads to the cash flow difficulties of many 4S shops. In order to obtain funds, most 4S shops want a bank loan. The general procedure of the loan is: the main engine factory (automobile manufacturer) provides a guarantee to the bank, and the 4S shop uses the "certificate" of the new car as a mortgage. Under such preconditions, the bank provides loans to 4S shops, and 4S shops can generally get a loan of 1% of the original price of the car. When the 4S shop sells the car and gets the car payment from the consumer, it will go to the bank to "redeem" the car certificate. However, due to the need to ensure the number of cars in its inventory, it will generally not "redeem" the car certificate immediately, so it may cause the consumers who buy the car to wait 15-2 days before getting the car certificate.
Question 4: What does it mean to get a loan from an intermediary to redeem the certificate? Is it harmful to me? Real estate notarization refers to the activities of a notary office to prove the authenticity and legality of legal acts, legally significant facts and documents related to real estate according to the application of the parties. Although real estate notarization is not a necessary part of real estate transaction, after the examination by the notary office, the parties can avoid many risks, and the notarized purchase contract or agreement can directly apply to the court for execution. The contents of real estate notarization are very extensive, mainly including: notarization of real estate sales contract, real estate lease contract, real estate mortgage contract, notarization of pre-sale contract of commercial housing, notarization of real estate inheritance, notarization of real estate gift, notarization of real estate infringement agreement, notarization of house demolition (compensation and resettlement) agreement, notarization of house property right confirmation, notarization of house preservation evidence, and notarization of foreign-related and Hong Kong, Macao and Taiwan-related real estate affairs.
Question 5: What do you mean by picking up a car and redeeming it in a 4s shop? All new cars are bought from bank loans. Of course, they can only be sold if they are redeemed. If there is something wrong with the car, ask the car master. 4S shop professional technician, 1 minutes to solve.
question 6: what is the process of redemption of second-hand houses and guarantee companies? For example, a customer originally had a mortgage of 2, yuan in Bank of Communications, and the customer asked ICBC for a loan of 2, yuan to pay off the loan of Bank of Communications first. Such a loan should be guaranteed by a guarantee company designated by ICBC. After the loan is repaid, the house can be freely transferred. After finding a buyer, the buyer must borrow money from ICBC. The money borrowed from the loan is directly offset by the bank against the outstanding loan of the original owner, and the overpayment is insufficient. If no bank is willing to make such short-term advance payment, the guarantee company will receive about 5% of the amount of advance payment (15, yuan for a loan of 3, yuan). At present, the guarantee company only pays the guarantee fee, which is about 3, yuan. In addition, there are not many notarization fees, and the commercial housing with the evaluation fee of less than 5 years is exempted. This kind of business avoids the central bank's ban on remortgage, but it has achieved similar effects as remortgage. 1. Real estate buyers and sellers reach a transaction and sign a sales agreement; 2. The buyers and sellers of real estate choose the loan bank, the seller applies for the mortgage loan of the second-hand building from the bank, and the buyer applies for the mortgage loan of the second-hand building from the bank, and submits the information required by the bank, and at the same time goes through the supervision procedures of the down payment funds; 3. If the bank intends to grant the second-hand mortgage loan to the buyer after preliminary examination, it shall issue a Letter of Commitment on the Second-hand Mortgage Loan; 4. The buyers and sellers of real estate apply to the financing guarantee company for mortgage loan guarantee, sign the guarantee documents and submit the required materials to the financing guarantee company; 5. After the investigation and approval by the financing guarantee company, the buyers and sellers of real estate shall go to the notary office for full authorization notarization; 6. The seller or buyer of real estate shall pay the guarantee fee and handling fee to the guarantee company; 7. After the approval of the guarantee, the financing guarantee company and the bank sign the Guarantee Contract; 8. After the approval of the bank, the bank lends money; 9. The handling personnel of the financing guarantee company shall go through the formalities of foreclosure, obtaining the certificate, cancellation of mortgage registration and transfer registration; 1. After issuing the certificate, the financing guarantee company shall assist the bank to handle the mortgage registration procedures; 11. After the mortgage registration is completed, the guarantee responsibility of the financing guarantee company is released. Basic information required by the customer to redeem the building 1. Identification certificate of the applicant; 2. A copy of the original real estate certificate; 3, the original "property information computer query results table"; 4. The loan contract and mortgage contract signed by the original loan bank; 5. List of loan principal and interest balance of the original loan bank by the date of application; 6. Real estate sales agreement; 7. The fund supervision agreement signed between the buyer and the seller and the bank; 8. Passbook and password for the seller to pay the original mortgage loan; 9. "Loan Commitment Letter" issued by the bank; 1. Proof (or receipt) that the buyer pays the down payment; 11, the buyer and the seller's entrustment certificate; 12. Power of attorney for the transfer of funds by the seller; 13. Other information required by the financing company.
I hope to adopt
Question 7: What does it mean to buy a car in a car shop? Car mortgage loan, repayment will redeem the car.
question 8: what do you mean by going to the detention center to redeem the person's ID card? When you say going to the detention center to redeem the person, it should be guaranteed execution. You should have handed in your ID card. However, the specific case should be returned at a certain time.
Question 9: How does the real estate give away the redemption certificate? Hello, 1. If the borrower settles the loan by prepayment, he needs to go through the formalities of canceling the mortgage registration after the loan is settled, and then he can get back the real estate license after completing the formalities. Under normal circumstances, he can get it within 15-2 working days.
2. However, it is complicated to get back the real estate license by repaying the loan in advance, which generally requires the bank to get it. When the loan is paid off, the bank will also return the relevant materials. If the borrower settles the loan normally, then the real estate license will be taken by the borrower himself.
Hope to adopt
Question 1: What materials should China Bank prepare to apply for redemption of certificates? 1. Procedures:
1. ID card
2. Work certificate can take many forms:
(1) Work permit, the most intuitive proof document must be a card with the company name and position printed on it.
(2) proof of salary, indirect proof document. Download a proof of salary form on the Internet, print it out, fill it out and take it to the Human Resources Department for stamping. The company will usually stamp your social security card. (3) You can also tell the handlers your social security card number and inquiry password, so that the bank can inquire about the social security paid by your company for you, and then they can refer to it. In addition, this inquiry password cannot be changed, and it is only used to inquire about your social security. Please rest assured that it will not have any harmful negative impact on your social security.
identity certificate and work certificate are necessary documents.
3. Personal assets certificate
Overview of BOC's credit card:
Annual fee: 2 yuan
Annual fee exemption policy: first year exemption, Card swiping is free for 5 times ...
Credit limit (Max): 5 yuan
Credit limit (Min): 5 yuan
Points policy: 1 yuan accumulates 1 point for consumption:
Transaction method: signature consumption and password consumption
Withdrawal amount: 3%
Withdrawal fee ratio: 1..