First of all, you should understand the USB Key: USB Key is a smart storage device that can be used to store online banking certificates. It contains a CPU chip that can perform digital signature and signature verification operations. It is compact and can be inserted into Used in the USB interface of the computer.

If the certificate is stored in the browser (computer hard disk), it is easy to be copied and stolen, and the security is poor; if it is stored in the USB Key, it cannot be copied or exported, even if the computer is infected with a Trojan horse virus. It will not be stolen and the security is very high. Therefore, for security reasons, it is recommended that you use a USB Key to store the certificate.

USB-KEY has high security:

(1) It can effectively prevent hackers or others from stealing certificates. Once the certificate is downloaded to the USB Key, it cannot be copied or exported, so hackers cannot steal the certificate.

(2) The USB Key is protected by a password, and there is a limit on the number of incorrect password entries. Once the number of consecutive incorrect entries exceeds the limit, the USB Key will be automatically locked. To re-enable it, you need to go to the bank counter and present a valid ID. handle.

(3) The certificate is stored in the USB Key and is not affected by computer hard disk formatting, system reinstallation, etc., which can effectively prevent certificate damage and loss.

2) Easy to use:

(1) It is small in size, light in weight and can be carried around, allowing you to enjoy online banking services anytime and anywhere.

(2) The signature speed is fast, which can increase the digital signature speed of online banking transfers by 3-4 times.

(3), with automatic connection function. After plugging into the USB port of the computer, the IE browser can be automatically started and connected to the "Development Network" without the need for the customer to enter the URL, making it truly convenient and fast. From the above understanding, we know that USBKEY must be used when a digital certificate is required, such as Although the operations of external payments, transfers, etc. are different among banks, the design ideas are the same. Have you opened an Alipay account? If not, open an Alipay account first, apply for it on Taobao and pass the certification.

After opening an Alipay account, log in to the account and select "Account Recharge". There will be several ways for you to choose. Select the bank where you have opened online banking, enter the amount to be recharged, and after confirmation, you will be redirected to the online banking login page. This is when your USB key comes in handy. It is used to protect the security of your online banking account. , USB verification will be required when logging in or transferring money. After passing the verification, complete the transfer in online banking, and the corresponding amount will be transferred to your Alipay account.

The transfer can be done immediately after taking the photo and paying for it; it can also be done before buying the thing, and you can pay directly with the money in Alipay after buying the thing.

Give it a try and hope you can succeed!