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Can I get a loan just by my ID number and name?
You can't successfully apply for a loan just by relying on your ID number and name.

The basic information of loan processing is as follows: 1. Identity documents: In addition to the ID number and name, you generally need to provide the original and copy of your ID card, and you may even need to hold a photo or video of your ID card for verification. 2. Credit records: Banks or lending institutions will inquire about personal credit reports to understand the applicant's credit records and repayment records. 3. Proof of income: It is necessary to provide salary flow, bank deposit certificate, tax payment certificate and provident fund payment record to prove the repayment ability of the applicant. 4. Residence certificate: such as household registration book, rental contract or property certificate, which is used to confirm the applicant's address and stability. 5. Work certificate: labor contract, employment certificate or business license (self-employed), etc. 6. Contact information: In addition to your name and ID number, you also need to provide a valid contact number and residence address. 7. Other financial information: such as proof of property and liabilities. This is especially critical for large loans.