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E-mail of Industrial and Commercial Bank of China
Icbc e-letter is an electronic payment commitment letter issued by high-quality enterprises in the industrial chain on the ICBC data financial service platform according to the real trade background. Through ICBC e-mail, the credit of high-quality enterprises can be injected into the whole industrial chain, and China Industrial and Commercial Bank can provide simple and accessible online factoring financing services for multi-level suppliers in the industrial chain, thus alleviating the financial pressure and improving the turnover efficiency. The enterprise "ICBC e-letter" is the electronic evidence of accounts receivable that ICBC uses financial technology to support online issuance, splitting, circulation and financing of industrial chain customers. High-quality enterprises can issue ICBC e-mails online based on accounts payable and trade background on the ICBC platform. Suppliers can gradually transfer all or part of their ICBC e-letters to N-level suppliers in the industrial chain, and holders can apply for financing from ICBC at any time. ICBC supports one-time withdrawal and real-time lending for corporate e-letter loans.
Loan matters
1. Financing amount: the maximum amount of 100% ICBC e-letter;
2. Financing term: reasonably determined according to the promised payment date of high-quality enterprises, generally not exceeding 1 year, and not exceeding 3 years at the longest;
3. Application channel: ICBC data financial service platform self-service application (/);
4. Repayment method: the returned funds will be repaid automatically, and financing suppliers can also repay in advance through online banking or outlets.
Financing conditions
1. Log in and register as a member of ICBC data financial service platform;
2. Good credit record;
3. China Industrial and Commercial Bank access;
4. Hold an unexpired ICBC e-letter.
"e-communication" service is a mobile value-added interactive community for social and entertainment voice, which provides users with voice sharing, voice storage and memory and voice expression through multimedia entertainment website platform and voice communication platform. For example, Unicom's "e-Phone" service can provide users with a variety of entertainment functions and enjoy preferential telephone charges. The user dials 10 1707 before the called number. During the call, he can press the 1 to 9 keys of his mobile phone at any time to select beautiful music as the background sound of the call, or he can press the * key to start recording at any time and press the # key to end the recording.