There is only one person's name on the title certificate. The requirement is one person and one certificate, which is held by the first institute, and the column * * * is filled in. Buying a house with a loan, the commercial house is currently in a mortgage state, and the business of "adding * * *" owners can only be handled after the loan is paid off and the mortgage is released.

The legal term of "adding name to real estate license" is "registration of change of house ownership", but the premise of change registration is that the house is not in a state of rights restriction. For example, real estate cannot be registered for change in the state of mortgage, seizure and freezing. At present, most young people choose mortgage loans to buy houses. They can't register the change before the loan is paid off.

You can write the names of several people on the purchase contract, but pay attention to who is the purchaser on the purchase contract, and whose name the real estate license will be registered. Mortgage loan contract: only one person's name can be written, because mortgage purchase can only be handled according to the principle that whoever borrows money signs it, so as to ensure the unity of signatures on the purchase contract, loan contract and real estate license, on the grounds of avoiding the loan risk of banks.

Extended data:

1. Parents and children add names to choose gifts. If the property between parents and children needs to be changed, you can consider buying and selling second-hand houses or giving them away. Recently, due to the downward adjustment of notary fees, the cost of gifts has been reduced to some extent.

2. Gift process: you need to go to the notary office to notarize the gift of real estate, and then bring two related room cards, ID cards, household registration books and proof of marital status directly to the Housing Authority. Gifts between immediate family members are not limited to purchases, and there is no need to do house purchase qualification examination.

3. Gift procedure:

(a) the donor and the donee conclude a written house donation contract, that is, a donation book.

(a) the donee shall pay the relevant deed tax according to the provisions with the original house ownership certificate and the gift contract; Handle notarization. The donee shall submit the application, identity certificate, original real estate ownership certificate, gift certificate, notarial certificate and deed tax receipt when applying for change registration in the real estate management institution. The donor delivered the house to the recipient.

Phoenix. Com- Add the name of real estate license: explain the process classification of parents, spouses and children.

Phoenix. Com- can I add my name to the real estate license?