Second, the general process of credit card review: review the submitted materials, preliminary examination, telephone verification, card making and issuing after approval (failure, telephone or SMS notification). You can also inquire about credit card processing and the steps and methods of credit card processing progress by inquiring about the progress of credit card processing:
1, online online inquiry: log in to the bank official website, click the online inquiry channel of credit card application progress, and enter for inquiry;
2. Telephone inquiry: dial the bank credit card line, and you can inquire with your ID number.
Extended data
apply for
1. In most cases, citizens with full capacity for civil conduct (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.
2. The object of applying for a credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China.
3. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.
4. The application method is generally to fill in the credit card application form. The contents of the application form generally include the applicant's name, basic information, economic status or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank.
5. After the customer fills in the application form truthfully, submit the completed application form and relevant credit certificate. A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.
Baidu encyclopedia-credit card