On March 29th, 2006, the latest data released by Shenzhen Land and Real Estate Bureau showed that the price of commercial housing in Shenzhen rose by 2.05% in June and February this year, and the average price per square meter reached 8032 yuan. Then, what causes the housing prices in Shenzhen to continue to rise and become artificially high? According to an online survey of Shenzhen housing prices by Southern Metropolis Daily and Aoyi. The results show that the government's control measures have little effect, real estate developers drive up housing prices, Shenzhen's land resources are scarce, speculators hoard housing to drive up housing prices, and some intermediaries speculate on real estate and inject funds into Hong Kong to buy houses, which has become the main reason for the continuous rise in housing prices. Although the government has taken some measures to control housing prices, unfortunately, we can't see more actual effects of reducing housing prices.
As a Shenzhen citizen who has lived in Shenzhen for ten years and has long been concerned about people's livelihood, until today, if I have to rely on my own salary, I still can't afford to buy a house in this city, and I can't find a fixed residence in this city. Living and working in peace and contentment is just a beautiful dream, and it is still far away.
We can't be house slaves forever.
If we buy a house now, we will be in debt for life. No matter we have lived in Shenzhen for ten or twenty years, even today, if we have to rely on our own wages, even if we scrimp and save, we still can't afford to buy a house in this city. Faced with such high housing prices in Shenzhen, it is impossible for us to spend all our income on buying a house.
We want to realize our simple dream of living and working in Shenzhen. Even if the monthly income reaches 7,000 yuan, we will mortgage to buy a 90-square-meter house with an average price of 8,000 yuan and a total price of 700,000 yuan. With the mortgage of 15 years, it is necessary to pay more than 3,000 yuan a month, and the debt-to-income ratio has reached 45.75438+0% (usually the reasonable upper limit of international standards is 40). During the mortgage period of 15 years, the actual interest expenses of families will reach176,000 yuan, regardless of other circumstances such as the possible further increase of mortgage interest rate in the future. If there are no other benefits and year-end bonus income, how can such a debt level be safe? According to media surveys, the overall debt ratio of our family has surpassed that of European and American families. Are we going to be so sad all our lives and work hard for a house? And the quality of some houses is still not good. When you finally pay the house, you find that there are all kinds of problems in your house, and mending it is exhausting. If we buy a house now, we will work hard for it all our lives. When the prices of water, electricity, gas and property management fees are also rising, our living costs are also rising day by day. When we spend most of our hard-earned income on the mortgage, we are doomed to be sad all our lives and work hard for the house.
If we buy a house now, we will have no happiness. In addition to the house, we have to eat, support our families, support the elderly, provide education for our children, and have our own lives ... If we want to eat well, dress well and raise our next generation, we must work like cows every day to pay off the mortgage, and there will be no happiness. The bank may close the house at any time because of non-repayment, and the mortgage repayment is like a mountain on us, which has been serious to a considerable extent.
Because rising house prices have become our common threshold for happiness.
I urge the government to take effective measures to control housing prices.
In the face of the amazing rise in the price of commercial housing in Shenzhen, from the average price of 7950 yuan per square meter in 1 month to the average price of 8032 yuan per square meter in February, we have seen an almost crazy housing market.
Is the fact really because of the rising cost of developers? Let's calculate the cost of the developer. The cost of low-rise residence is equal to the floor price+2,000 yuan/m2 Jian 'an expenses, and the cost of high-rise residence is equal to the floor price+2,500 yuan/m2 Jian 'an expenses. For example, the floor price of a plot is 3000 yuan/square meter. If a high-rise residential building is built, the developer's cost is 3,000 yuan/m2+2,500 yuan/m2 = 5,500 yuan/m2. In reality, I found that the average price per square meter is more than 9000 yuan, and some even exceed 10,000 yuan. If the developer sells 10000 yuan per square meter, the profit can be imagined, and our hard-earned money is so easily plundered.
Although we can afford to buy a house with a down payment, considering that the hard-earned money has been earned by profiteering developers, I think everyone will be reluctant to buy a house now. That feeling is robbing us of our money. The first half of 2006 will be a delicate period for Shenzhen real estate market. After this period, there will be a clear answer. So please observe carefully during this period, don't hold the psychology of buying up and not buying down, and don't blindly follow suit. Although housing prices in Shenzhen are soaring now, the rental market is relatively stable. The monthly rent of two rooms and two halls in Futian District of Luohu is about 2000 yuan. So renting a house is more cost-effective than buying a house. I see that developers are always good at finding clues that are conducive to the improvement of housing prices. For example, the "land king" appears in land auction, villa land stop supply, subway construction, municipal planning, renovation and upgrading, etc ... The appreciation space that can only be verified in the next few years has now been advanced. I have no choice but to find that as long as the municipal planning is close to which building, which building will be crazy. High land price means high property price, and land price is a double-edged sword. Land prices have gone up, property prices have gone up, taxes have gone up, and local finances have improved; However, with high property prices, the burden on ordinary people will be heavier, and the government's municipal facilities and demolition costs will also increase. Excessive land and property prices will increase the operating costs of the city. Therefore, the government must ensure good customs clearance. Here, we are willing to ask the government to take further active measures to control housing prices, appropriately expand market supply, appropriately increase land supply, and crack down on land hoarding; Adjust the supply structure of commercial housing market, curb the construction of high-grade villas and large-scale high-grade commercial housing, strengthen the construction of affordable housing, and strengthen investment in ordinary commercial housing. I sincerely hope that through a series of effective and standardized measures taken by the government, the real estate market in Shenzhen will be put on a benign track as soon as possible, so that every Shenzhen citizen can realize his good wish of "home ownership" and living and working in peace and contentment.
Putting off buying a house is to contribute to a harmonious society.
Once upon a time, "home ownership" was our beautiful vision. The cruel reality is that housing prices in Shenzhen have gone "crazy", which has caused a series of social problems. Because I have long been concerned about people's livelihood, I have done a lot of people's livelihood research in my daily life. In the investigation, I found that some citizens are willing to borrow a lot to live in order to afford a house. Some people do not hesitate to bear the burden of humiliation and fatigue; Because housing prices are too high, some talents urgently needed in Shenzhen are discouraged from Shenzhen; Because housing prices are too high, many older young people are afraid to get married in their 30 s because there is no house; Many families dare not have children even if they get married because they can't afford a house; Others suffered heavy losses because they could not afford to buy a building and were taken back by the bank; What's more, in order to pay the house payment, I took risks and embarked on the road of violating the law and discipline. Today, I am very sad to see that this inflated housing price has become one of the root causes that affect the construction of a harmonious society in Shenzhen and cause social contradictions. Home ownership has become a distant prospect and a beautiful painting cake, which makes many people disappointed in Shenzhen and eventually loses their sense of belonging.
Therefore, I appeal to the general public to see soberly and rationally that the Shenzhen property market has been seriously inflated. I hope that the general public will rationally understand and postpone the time of buying a house, because everyone will contribute to the Shenzhen property market in the future. It will not only be constructive to the real estate market, but also contribute to the whole harmonious society!
As long as Shenzhen's housing prices do not fall, we will resolutely not buy a house to face the "virtual fire" property prices. For the sake of social harmony, we can no longer turn a blind eye. We need positive action. Here, I once again strongly appeal to the general public that as long as the housing prices in Shenzhen have not fallen to an acceptable level, we will resolutely not buy a house. Let's act together and not buy a house for nearly three years. Please support my appeal and participate in our "Don't buy a house":
In order not to be a "house slave"; In order not to bear heavy debts for life; But also for our next generation. . Please act with me!
Specific ways to participate in Shenzhen's "Don't buy a house";
1. Sign this open letter. 2. Leave your MSN, QQ number and email for contact confirmation.
Salute!
Sponsor: Zou Tao, a native of Shenzhen.
On April 26, 2006, we continued to call on the people of the whole country to adhere to the open letter to the people of the whole country on "not buying a house for three years":
The "three-year action of not buying a house" was launched on April 26, 2006. After the crazy suppression of vested interests in 2006, as the initiator, as a citizen with conscience, I did not fall. Because, I believe that history will prove everything, time will change everything, and justice will surely overcome evil! In 2007, when the price of commercial housing was still rising wildly out of control, a small number of people who didn't know the truth actually held a grudge against me and complained that I shouldn't have initiated this action. Some people who didn't buy a house even regretted not responding to my call.
In 2007, I was basically silent. I am silent because I know an eternal truth for thousands of years, that is, "if God wants to destroy it, he must first make it crazy." Seeing that more and more ordinary people are involved in real estate speculation, expecting huge profits, I think I am sober. Because I know that China's housing policy is completely out of control. In the previous national housing price control, we can find that none of its control policies is a crucial measure. This shows that the state did not want to really suppress the price of commercial housing at that time. In fact, commercial housing is a market behavior, and the state should not restrict it by administrative means. This is not in line with market rules. I wonder if the people who make policies are deliberately playing dumb?
The reason for the crazy rise of commercial housing prices lies in the basic housing policy orientation. The most fundamental reason is that policy makers only care about political achievements at first, but they don't really care about the economic situation of people living at the bottom of society, and they don't consider that the economic situation of working-class people who account for 80% of this society actually doesn't have the consumption power of commercial housing; I didn't even realize that the right to life is the most basic right of every citizen. Of course, they cleverly concealed this reality through bank loans. Let many people who don't need to buy commercial housing buy high-priced commercial housing through bank loans. Moreover, in a certain period of time, the false prosperity on the surface of the market concealed the facts of dangers and hidden dangers. Where does the bank's money come from? The bank's money is also the savings deposit of ordinary people. How sad it is that ordinary people passively and unconditionally bear huge risks and heavy debts in this demand for individual officials' achievements. Sadly, many ordinary people don't know that the right to live is the most basic right of every citizen.
The people of China are the kindest, the most patient and the best people. They have no regrets. However, I think it is too late to deal with problems and adjust policies if we ignore them because of the kindness and silence of the people and wait until society has begun to become vicious opposition.
Fortunately, under the appeal of countless people with conscience, the country finally decided to solve the crazy housing price problem from the source. Only by adjusting the financial policy and land policy, supplemented by the housing security policy for low-and middle-income people, can we stop the madness. Many citizens ask me: Will house prices fall after three years? Where do we live without buying a house? I never gave a direct answer. Today, I want to tell you a very simple answer:
First, commercial housing is built for the consumption of 20% high-income groups, and its price is the law of the market, and the market belongs to the market.
Second, 60% of the people in this country are working-class, belonging to low-and middle-income people. The housing problem of this group should be considered and solved by the government, not pushed to the real estate developers. The housing right of this group must be guaranteed by the government's construction of micro-profit housing.
Third, there are no income, laid-off and unemployed groups and poor groups, accounting for 20% of the country. They have no financial resources, so it is natural for the government to build low-rent housing to solve their basic living rights. I think everyone knows this truth. The fact that the price of commercial housing does not rise has nothing to do with most ordinary people. Capital is profit-seeking. Under such a premise, real estate speculation and house hoarding have no meaning.
So, if we don't buy a house now, where will we live? I think there are several ways:
First, renting a house will not be too heavy for at least three years. The second is to live in the unit dormitory; Third, going back to the countryside, or building a house in partnership in the suburbs of the city where you live, is really not acceptable.
As the initiator of the "three-year action of not buying a house", I think the practical significance of the "three-year action of not buying a house" lies in that it is not those who have vested interests who ridicule us as "emotional catharsis". But after an ordinary citizen like me stood up and spoke out, the responsible media were calling for experts and scholars with conscience to study. Finally, policy makers adjust the orientation of housing policy in accordance with public opinion and trends to solve problems and ensure social harmony and stability. I think policy makers have seen this, and the housing policy in China has undergone fundamental changes. Here, I also want to appeal to more responsible citizens not to passively become a member of the push hand to promote the rise of commercial housing, and not to join the panic and crazy herding effect.
There is no place to live for a lifetime. We give it three years. I think on April 26th, 2009, we can see the adjustment effect of the whole housing policy in China. If not, it is the sorrow of the country!
For the sake of national stability and social harmony, on behalf of the people of Qian Qian, China, who absolutely demand the basic right of residence, I strongly appeal to the central government to continue to deepen the adjustment of housing policy, fundamentally and comprehensively protect citizens' basic right of residence through measures such as financial policy adjustment and land supply adjustment, and ensure that ordinary houses return to the basic function of "self-occupation" through policy formulation.