1. Credit card interview means that the cardholder goes to the card issuing bank’s business outlet to sign in person.

2. After the general applicant submits the application online, the bank will send a text message to inform him that he has passed the preliminary review, and requires him to bring his ID card to the business outlet of the card-issuing bank for an interview within the specified time.

3. If the card issuer sends the credit card to the applicant, then the applicant needs to go to the bank for an interview to activate the card after receiving the credit card.

4. Applicants need to bring their ID card, credit card, and the "Card Collection Confirmation Letter" mailed with the card.

5. The interview is only to confirm the identity of the applicant, so bank staff will ask for some personal information of the applicant to confirm that you are the applicant.

Extended information:

A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Card opening: Since the card is sent by mail after the credit card application is approved, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from fraud losses, the credit card has set up a card opening procedure before it is officially launched. The card opening process is mainly done by phone or online. The relevant personal information provided during the application is checked. Once the information is met, the card opening process is completed. At this point, the applicant becomes the card holder and can officially start using it after signing on the back of the card. After opening a credit card, you generally need to set up a password for the card.

After accepting a credit card, a credit card merchant or bank must review the validity of the credit card and the identity of the cardholder.

Reference materials: Credit card - Baidu Encyclopedia