Personal advice:

Depositors need to go to the passbook bank with their ID cards. Only in this way can we better protect our lives from being affected. At the same time, it should be noted that if you forget your password, you can report the loss in time. If the deposit amount is less than 50,000, it can be processed in real time. If it exceeds 50,000, it will take 7 days to report the loss. In daily life, the password of bank card or deposit must be updated in time. Only in this way can we better protect the safety of our property. You need to pay a handling fee of 10 yuan when reporting the loss, and the charging standards of different banks are different. We can take the relevant documents to the bank for consultation, which can better help us solve the problem.

Interest shall be calculated and paid at the deposit interest rate on the day when the deposit certificate is issued, at the current deposit interest rate on the day of withdrawal for early withdrawal and at the deposit interest rate on the day of withdrawal for overdue withdrawal. I can apply for a small pledge loan with my time deposit certificate.

Extended data:

Depositor management

1. Depositors should strengthen the management of reserved bank seals. If the unit loses the reserved official seal or special financial seal, it shall issue a written application, account opening registration certificate, business license and other relevant supporting documents to the account opening bank; When replacing the reserved official seal or special financial seal, a written application, the original reserved official seal style and other relevant supporting documents shall be issued to the account opening bank. When an individual loses, replaces the reserved personal seal or changes the signer, he shall issue a written application with signature confirmation to the bank where the account is opened, and attach the original reserved seal or the personal identification certificate of the signer. The bank shall keep the corresponding copy, and handle the change of the reserved bank signature accordingly.

2. The depositor shall keep the password properly. After receiving the initial password forwarded by the bank, the depositor shall go through the password change formalities with the local branch of the People's Bank of China or the bank where the account is opened in basic deposit account. If a depositor loses his password, he should apply to the local branch of the People's Bank of China for a password reset with the supporting documents and basic deposit account account opening permit issued when opening an account.