For us, there are many insurance products to buy, and everyone is not familiar with the process. For example, what does the insurance receipt case mean? What's the role? What will happen if you don't sign it? Let's take a look with Bian Xiao!

I. Basic information

In the insurance business process, after the insurance company issues the insurance contract, it is usually sent to the customer by the salesman, and the insurance receipt is attached to the insurance contract and is an integral part of the insurance contract. In order to avoid the loss caused by misleading salesmen in pre-sales service, insurance companies adopt the way of signing. When the insurance salesman gives the insurance policy to the customer, the insured will personally sign for it. Insurance receipt includes the insured's name, insurance date and other related information, which proves that the insurance policy has been received and is also an essential material for claim settlement. After signing, the insurance receipt shall be recovered by the insurance company, and the hesitation period shall be counted from the date of receiving the policy.

Second, make a difference.

The receipt of the policy is taken back by the insurance company, which proves that you have received the policy. The hesitation period starts from the day you receive the policy. Those who surrender during the hesitation period can refund the premium in full, and the cash value of the policy will be refunded after the hesitation period. The policy takes effect, you get the policy, and there is a receipt at the back. You have to sign the receipt, and the agent will return it to the insurance company to prove that you have received the insurance contract, and then the insurance company will call back. A receipt is proof that you have received the insurance contract. ?

Third, the consequences

There are restrictions and regulations on the signing time of policy receipts, but the regulations of different companies are different. If you don't sign or delay signing, you will receive the letter first and then deduct the commission. What is an insurance receipt and what is its function? Bian Xiao has made the above explanation for everyone. I hope everyone must know about all aspects of insurance before taking out insurance, so as to avoid encountering bad salesmen to fool everyone into buying inappropriate insurance. ?