An IOU is a civil act. No matter which party writes it, if the borrower has the corresponding civil capacity, the meaning is true, the content of the IOU does not violate the mandatory legal provisions and both parties agree, then, in general, the IOU is valid.

An IOU is a written document indicating the relationship between creditor's rights and debts, which is generally written and signed by the debtor, indicating that the debtor has owed the creditor the amount indicated in the IOU.

An iou refers to a bill written to the other party when borrowing personal or public cash or goods, that is, an iou. After the money and goods were returned, the IOUs were revoked or torn up. This is a document. Usually used in daily life and business management.

An IOU is a written document indicating the relationship between creditor's rights and debts, which is generally written and signed by the debtor, indicating that the debtor has owed the creditor the amount indicated in the IOU. An iou refers to a bill written to the other party when borrowing personal or public cash or goods, that is, an iou.

After the money and goods are returned, the bill is revoked or torn by the bill holder. This is a document. Usually used in daily life and business management.

References:

Baidu encyclopedia-IOUs