Only when the name and account number of the other company match correctly at the same time can the company-to-company transfer be successful. If there is no match, the funds will be returned to the transferor's account.
Relevant regulations on public account transfer:
1. Authenticate both parties to the transaction to prevent payment fraud. We can use digital signatures and digital certificates to authenticate the identities of all parties involved in online commerce to prevent payment fraud, authenticate the validity of the identities of all parties involved in online commerce, and issue digital certificates to all parties involved through certification institutions or registration institutions to confirm the legitimacy of their identities.
2. Encrypt the information flow. Information can be encrypted and decrypted by using single-key system or double-key system, and technologies such as digital envelope and digital signature can be used to enhance the confidentiality and integrity of data transmission, so as to prevent unauthorized third parties from obtaining the true meaning of information.
Inter-enterprise transfer, also known as inter-enterprise transfer, is an inevitable form of economic development. Its formation has promoted the transfer from company to company and from unit to unit. The most common forms are online transfer, remote wire transfer, city transfer check, bank acceptance bill and commercial acceptance bill. Of course, in order to adapt to economic development, cash payment is not advocated.
There is a handling fee for online banking transfer of public accounts. Corporate online banking transfer fee is 65,438 yuan +0, and each 0.8 yuan is transferred in the same city. According to the electronic remittance standard of the People's Bank of China, the inter-bank charges in different places: 1 10,000 yuan or less (including 1 10,000 yuan) for each 5 yuan; 1 10,000 to110,000 yuan or more (including110,000 yuan), each time 10 yuan; 100000 yuan to 500000 yuan (including 500000 yuan), each charge 15 yuan.
When transferring money between companies, the payee needs to issue an invoice to the payer. According to the law, units engaged in business activities must issue invoices to payers when collecting funds from outside. Invoice information is used to check the company's tax payment, and it is also an important basis for tax authorities to carry out law enforcement inspection. If an invoice is not issued when transferring money between companies, the tax authorities will impose a fine on the company or enterprise if they find that the company or enterprise has evaded taxes, and pay late fees and overdue taxes.
Legal basis:
People's Republic of China (PRC) Civil Code
Article 122 If another person obtains improper benefits without legal basis, the person who has suffered losses shall have the right to ask him to return the improper benefits.
Article 985 When the beneficiary obtains improper benefits without legal basis, the aggrieved person may request the beneficiary to return the benefits obtained, except in any of the following circumstances:
(1) Remuneration for performing moral obligations;
(2) Liquidation before the maturity of debts;
(three) knowing that there is no obligation to pay.