Application conditions
With the development of the information age, you can apply for personal unsecured loans online. There are many formal personal credit loan application platforms on the website, such as Rongdao.com, regardless of unsecured loans, unsecured loans or personal credit loans.
You can apply for online loans through Rongdao. China Merchants Bank, Standard Chartered Bank, Citibank, Ping An Bank and many other banks have advantages in personal credit products.
Applicants can fill in the loan application information online through Rongdao. Com, and apply for personal unsecured loans in Rongdao. If the borrower's qualification meets the requirements, the loan can be released within 1 working days after approval by the general bank.
The specific steps, application conditions, interest rate and application amount of the loan are different for everyone or every enterprise. The general specific loan interest rate is determined by many factors.
Such as the applicant's personal or enterprise qualifications, collateral and other guarantees, the nature of financial institutions, etc. Different applicants and loan types need to provide different application materials.
Common personal data such as: identity certificate, work certificate, residence certificate, etc. Enterprise application materials, such as business license, financial statements, loan cards, etc. Financial proof of mortgage loans such as real estate and automobiles; Credit loans such as income certificate and bank card statement.
Extended data:
Conditions for preparing unsecured loans
The first step of the loan preparation procedure:
1. Unsecured microfinance requires us to have China nationality (excluding Hongkong, Macau and Taiwan Province residents);
At the same time, you must be at least 25-55 years old.
3. The current address must be 6 months and the local work must be 6 months;
At the same time, the most important thing is that the credit card repayment record is good, and it is not overdue at present. If you are an office worker, you have to work in your current unit for 6 months.
Loan Preparation Procedure Step 2:
First, the applicant fills in his contact information online and sends the relevant materials to the new loan by mail or fax;
Secondly, the relevant bank will have a special customer service to contact the applicant after receiving the applicant's information; Finally, the applicant submits the relevant materials to the door for approval by the bank. After approval, the bank lends money.
As long as your materials are complete, you can get the account as soon as 1 day.
Bank unsecured loan application process:
(1) Provide personal identification information, including ID card, residence permit, household registration book, marriage certificate and other information;
(2) Provide stable address, housing lease contract, utilities, property management and other related information;
(3) provide a stable source of income, bank running list, labor contract, etc.
Baidu encyclopedia-unsecured loan