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Life is not as good as expected. Tu Honggang's son denies that online loans are just loans. How to treat online loans?
Topic Background People may not be very sensitive to the name Tu Honggang now, but they must have heard many of his works and songs, such as Farewell My Concubine, Loyal to the Country and so on. Recently, he went on hot search again, but this time it was not because of his works, but because of his son's online loan problem. After that, things reversed several times, but in any case, people's attention to online lending can be seen. How to treat the problem of online lending?

Most users of online loans are young people. Nowadays, many users of online lending software are young people, because they have more contact with the Internet and are short of money. After that, through the promotion of many online loan products, many people will borrow money. But as everyone knows, this makes them bear heavy shackles. Online lending is like a bottomless pit. If you use an online loan through normal channels, it is acceptable. If it is an online loan applied through illegal channels, the interest alone is affordable.

Online lending is not only a product, but also a phenomenon. Online lending is not only an online lending, but also a social phenomenon. Why are many online loan products becoming more and more popular and used by more and more people? Because this represents the gradual improvement of modern people's consumption desire, but the actual income is not ideal. At the same time, it also reflects that there are some problems in people's consumption concept. Of course, it is not excluded that some people borrow online because of emergencies, but only a few people.

Lending through official and normal channels Recently, the CBRC issued a statement for the sixth time, warning consumers to be vigilant and not to use illegal lending software for financial services, so this is enough to attract our attention.

When you are really in financial trouble, you must ask for financial services through official channels of trust. Don't be carried away by all kinds of advertisements flying all over the sky And don't be influenced by those marketing ideas that focus on the present. Determine your real consumption level according to your real income.