According to the consequences of accidents, traffic accidents can be divided into personal accidents and material loss accidents. Personal accident refers to all accidents involving casualties in traffic accidents. According to the regulations of most countries in the world, those who are injured in traffic accidents without hospitalization are classified as minor injuries, those who need hospitalization are classified as serious injuries, and those who die within 30 days are classified as accidental deaths.

If the insurance company refuses to pay compensation, the injured party can list the perpetrator and the insurance company as defendants for prosecution. Insurance companies can also sue separately, but it is not good to prove the occurrence of traffic accidents; In the prosecution, it is necessary to collect the three certificates, one bill, accident certificate, invoice and other certificates of the other party's vehicle to prove various telephone charges. In the event of a traffic accident, you should actively treat the injured and immediately call the police to wait for the traffic police to handle it. Because the follow-up treatment of traffic accidents is closely related to the accident liability certificate issued by the transportation department. When it comes to advance payment, you should keep the relevant bills.

The Interim Measures for the Administration of Online Taxi Reservation Service was adopted at the 5th ministerial meeting of the Ministry of Transport on July 14, 2065, and was agreed by the Ministry of Industry and Information Technology, the Ministry of Public Security, the Ministry of Commerce, the State Administration for Industry and Commerce, the General Administration of Quality Supervision, Inspection and Quarantine and the National Network Information Office. It is hereby promulgated and shall be implemented as of July 65438+.

The difference between operating vehicles and private car insurance;

The insurance company will refuse to pay for an accident in the operation of a private car:

If the insurance status is private car and the accident is operation, the insurance company can refuse to pay for commercial insurance, but it will not affect the payment of compulsory insurance. The exemption provisions of each insurance contract will clearly indicate that "the nature of the insured motor vehicle changes, resulting in an increase in the degree of danger", and the insurer is not responsible for compensation.

Article 58 of the Civil Procedure Law of People's Republic of China (PRC), the parties and legal representatives may entrust one or two persons as agents ad litem.

The following persons may be entrusted as agents ad litem:

(1) Lawyers and grassroots legal service workers;

(2) Close relatives or staff members of the parties concerned;

(three) citizens recommended by the community, units and relevant social groups where the parties are located.

Article 59 To entrust another person to represent the lawsuit, a power of attorney signed or sealed by the client must be submitted to the people's court.

The power of attorney must specify the entrusted matters and authority. An agent ad litem must have the special authorization of the client, and can admit, waive or change the claim, make a settlement, file a counterclaim or appeal on his behalf.

The power of attorney sent or entrusted by China * * and China citizens living abroad must be authenticated by China * * and China's embassy or consulate in that country; If there is no embassy or consulate, it shall be certified by the embassy or consulate of a third country that has diplomatic relations with the people of China, and then by the people of China and the embassy or consulate of China in a third country, or by the local patriotic overseas Chinese delegation.

Baidu encyclopedia-auto insurance settlement of claims

1 10 official website-auto insurance claims (website record: Beijing ICP 150350 10)