I bought an insurance policy and found out when I got the contract that the insurance policy was not signed by me. Will the contract continue to be valid? Expert analysis: What is the specific situation? If it is a product sold electronically, the phone recording is deemed to be your signature and the contract is valid. If you feel that the product is not suitable for you, you can return it within 10 days after receiving the contract. If it is not an e-sales product and the product is not suitable for you, you can return it. If you think it is good and suitable for your needs, bring your ID card to the insurance company counter and go through the signature procedure. The contract will be valid. Bring the original contract and original ID card, and the policy holder and the insured can go to the customer service of the insurance company to make signature changes. You can ask your agent to explain the insurance liability in the contract to you or call the customer service phone number listed in the contract for consultation. It depends on the specific situation. If the agent acted maliciously, you can ask for a full refund of the policy. If the signature is only occasionally outdated, you can make a signature change. However, the insurance company may have reasons not to compensate for risks that occurred before the signature was changed. This agent is too brave. According to the insurance law, your contract is invalid. Please deal with it as soon as possible. If you think you need it, bring the information to the counter to go through the relevant procedures. If you don't need it, just complain and get it refunded. Your signature is still valid temporarily, but if something happens and you need to make a claim, it will be difficult to tell, so you should change your signature as soon as possible. Just ask the salesperson to apply for a security deposit for you and then sign it yourself. Don't worry, it will be solved early if discovered early.

Extended reading: How to buy insurance, which one is better, and step-by-step instructions to avoid these "pitfalls" of insurance