first, you have to find out the nature of the house you want to buy: big property rights? Small property rights? Enterprise production? Public delivery room? Homestead?
find out the authenticity of the house purchase contract and invoice. Is the house purchase contract signed online? How much did you pay? Is there a loan?
Only the houses with big property rights, and the houses with online purchase contracts are the least risky when developers are allowed to pre-sell.
second, find out why there is no ownership certificate: is it the house that the developer is selling in advance? Still in the mortgage room? Or did the developers fail to apply for initial registration because of the incomplete procedures of land, housing construction and government payment? If the approved pre-sale house is less risky. Other risks are great.
Find out how the buyer can change its name. If only a reservation agreement is signed with the developer, the payment will not be much, and it is easier to change its name, as long as the developer agrees. If the contract is signed online, it will be more troublesome. Only the developer can return his house and sign a new purchase contract with you.
Third, the second-hand housing agent can't directly change the name of the contract unless he and the developer jointly buy a house.
The essence of house renaming is the relationship between the sale and purchase of second-hand houses. During the process, 4% deed tax, 5.5% business tax, 1% stamp duty, 8 yuan registration fee, 2 yuan layout fee, 1% personal income tax and transaction fee are required, which can be completed in five working days. You can also choose the gift method. Compared with the sale and transfer, the gift transfer is an additional notary fee on the basis of the tax payable, and 2% personal income tax is required, which is exempt from immediate family members.