1. Digital Certificate of Online Banking A personal certificate authentication system based on public key (PKI) technology is established. Through personal certificate authentication and digital signature technology, customers can authenticate the identity of online transactions, sign various business service agreements, and ensure the uniqueness, integrity and non-repudiation of transactions and agreements. Digital certificates are divided into "mobile digital certificates" and "file digital certificates" according to different storage media.

2.u-Shield is the common name of U-Shield and the guardian of online banking security. It looks like a USB flash drive, like a shield, always protecting the safety of online banking funds. U shield adopts high-intensity information encryption, digital authentication and digital signature technology, which is unrepeatable, can effectively prevent payment risks, ensure the safety of customers' online payment funds, and is convenient to use.

Reply time: 2022-0 1-06. Please refer to the latest business changes announced by Ping An Bank in official website.