The applicant can usually be changed, but the written consent of the insured is often required. Under normal circumstances, the change of the applicant is to change the applicant to the insured himself or his parents, spouse, children and other lineal relatives with blood relationship to exercise the relevant rights of the applicant. If you don't know much about the difference between the insured and the insured, I suggest you read this article carefully: What is the difference between the insured and the insured? Tell you the details in one article!

However, it should be noted that some insurance contract clauses clearly stipulate that the applicant cannot make changes, so you should read the clauses carefully.

under normal circumstances, if the applicant is changed, the original applicant and the new applicant need to be present at the same time, and provide their ID cards, the original policy, fill out the application form for policy change and so on. If you have purchased insurance for a long time and don't know how to inquire about the insurance policy, then this guide must not be missed: How to inquire about the insurance policy? You will know

after reading it. However, if it is necessary to make changes because of the death of the insured, it is usually necessary for the new insured to be present and provide the new insured's ID card, the original insured's death certificate, the relationship certificate between the new insured and the original insured and other materials. However, the way and information of policy-holder change in each insurance company may be different. It is best to consult the staff of the insurance company first.

Both the applicant and the insured belong to the insurance-related knowledge points. If you want to know more, you can poke: Super Full! All the insurance knowledge you want to know is here

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