Legal analysis: 1. Leading cases refer to insurance practitioners taking advantage of their positions or company management loopholes to commit fund-raising fraud under the guise of insurance products, insurance contracts or in the name of insurance companies. Criminals fabricate insurance financial products, or promise additional benefits on the basis of original insurance products, or sign "financial management agreements on behalf of clients" with consumers. 2. Participatory cases refer to insurance practitioners' participation in social fund-raising, private lending and agency sales of non-insurance products financial products. Insurance practitioners promote insurance products and non-insurance financial products at the same time, confusing the two... 3. Exploited cases refer to illegal institutions borrowing the credit of insurance companies

Legal basis: "Illegal Financial Institutions and Illegal Finance" Measures for the Banning of Business Activities" Losses suffered due to participation in illegal fund-raising activities shall be borne by the participants themselves. When handling illegal fund-raising cases, the insurance industry's illegal fund-raising policies should be explained to local governments and handled in accordance with the law to reduce the burden on insurance institutions beyond normal compensation payments.