It is not normal to pay the down payment without signing a house purchase contract. Because there are several situations where a contract cannot be signed, one is that the developer has not obtained the pre-sale permit for commercial housing, and the other is that the developer has no development qualification at all, and this kind of house can never be bought. If so, you can ask the developer to publicize the five certificates. If not, you can decisively ask for a return. Third, the developer was suspended by the Construction Committee for some reason. In this case, after the online signing is resumed, a formal contract can be signed, and the problem is not big.

What should I pay attention to when buying a house and paying the down payment?

1, depending on the developer's qualification level: among the developer's qualifications, the first-class qualified developer has the most registered capital and the longest time in real estate development. The quality of houses built by developers with such qualifications is not necessarily the best, but generally speaking, they will not be too bad, and the later delivery will be more secure, and the future life will be more comfortable and worry-free.

2. Verify whether the developer's five certificates are complete: property buyers often see that there are many properties for sale in the market, but many of them are incomplete. Such houses are not guaranteed in the later stage and cannot obtain real estate licenses. Generally speaking, developers can only prove that the house is legally sold if the five certificates are complete, so buyers should verify whether the five certificates of the developer are complete before paying the down payment.

3. Review the construction situation: Many houses on the market now are auction houses. If property buyers buy faster houses, they need to go directly to the construction site to check the progress of the project before paying the down payment, with the focus on whether the construction period of the house is abnormal. Once suspicious things are found, they should be verified immediately. Before that, they must not pay the down payment rashly.

4, clear delivery time: for property buyers, everyone hopes to get the key to the new house on time, so it is more practical. However, developers often delay the delivery of houses because of financial reasons. Some developers only indicate the completion date in the contract, not the delivery date. Before paying the down payment, the buyer must specify the delivery date of the house to a certain date in the contract. If the developer fails to deliver the house, the delivery date in the purchase contract is an important criterion to judge whether it is overdue, which involves the issue of compensation for breach of contract.

5. Indicate the agreement that the loan cannot be made: For some reasons, the buyer cannot apply for a loan after paying the down payment, and a clear solution is needed at this time. This requires property buyers to write this situation into the contract and propose a solution when signing the contract. If there is no proper agreement in the purchase contract in advance, the buyer will bear the liability for breach of contract for not paying according to the contract.