How to judge right and wrong? From several aspects, first, from your protection, accidents, serious illness, life insurance, insurance coverage, to match your current stage. Don't buy any financial insurance without prior protection. It's expensive and there is no guarantee. Second, from your economic point of view, your annual income100000 is not a problem, but the problem is that if your parents, your lover and your children all buy it, there will be a problem.
Look at what you said, you should have signed it, which means the contract is coming soon. Upstairs said there was a ten-day hesitation period, that's right. But you should be careful, your relatives signed the contract for you, and then gave it to you in ten days, and then you lost money when you returned it. So, because he didn't tell you anything about the terms and contents, you are also at a loss. Don't save face at this time, just tell him to cancel the contract first. Let him tell you slowly and in detail, and make a good insurance plan according to your family and your actual situation.
Insurance is a good thing, I'm afraid it's not something to sell insurance.