what are the international credit cards?

what are the types of international credit cards?

visa, mastercard, American Express and Japan JCB are all international credit card organizations.

At present, dual-currency credit cards issued by Chinese banks usually bear the logos of the above organizations, which means they can be used internationally.

it can also be called an international credit card.

if you want to apply for a pure card, such as a dollar card or an ingot card.

You can go to the Bank of China.

They can apply for a pure credit card.

I hope I can help you.

what kind of international credit card is the best in China? It means VISA.

it seems that there is no credit card to meet your requirements. I know there are only three kinds of the highest currency ~ and they are all for platinum customers, that is, the credit line is more than 2w. Most banks have dual-currency credit cards, such as USD /rmb, China, CITIC, Minsheng and China Merchants. There are fewer other currencies, and a few have Japanese yen. However, foreign banks' credit cards should be designed in this way. You can ask Citigroup Standard Chartered. But no transfer fee ~ impossible! In fact, what you are talking about is to open an automatic foreign exchange purchase repayment, that is, to deposit rmb for repayment, there must be a handling fee, and there is no exemption. As for visa, it can't be consumed in China. It depends on whether there is UnionPay. Without UnionPay, it can't be consumed on the domestic UnionPay general pos, but it is generally a visa UnionPay general card in China.

as for the handling conditions, it is simple: provide the income certificate issued by the company with the company's financial seal or official seal, and if you have a house or a car, provide the proof document of the RV.

which banks can apply for VISA international credit card

hello! China merchants bank can apply for VISA international credit card.

credit card application conditions: the applicant should be 18-6 years old (25-6 years old for foreigners), have certain financial ability and have a good credit record. Please refer to our actual audit for the credit card application results. Information: our credit card application, copies of the front and back of the ID card and the work certificate issued by the unit.

In addition, it is helpful to improve the credit limit by providing the following information, such as: a copy of the running list of China Merchants Bank's savings account in the past three months; Original proof of asset balance of wealth management account opened by China Merchants Bank; A copy of the property ownership certificate (including my name), and a copy of any water, electricity and coal invoice documents of the property in the last 3 months; Copy of my car driving license.

I suggest you go directly to the outlet. You can check the addresses, savings phone numbers and business hours of various business outlets through our website. Method: Please log on to the credit card website cc.cmbchina/, click on "service outlets" in the upper right corner, and select the city you need to inquire from the drop-down box.

how to apply for an international credit card?

Welcome to apply for BOC Great Wall International Card. The following application guide will give you a comprehensive introduction to the application method of BOC Great Wall International Card, hoping to help you solve all the problems encountered in the application process and help you get BOC Great Wall International Card more quickly.

what are the types of BOC great wall international cards?

There are many types of BOC Great Wall International Cards issued by China Bank. Please choose the appropriate credit card type according to your personal needs.

BOC Great Wall International Card is divided into VISA and MasterCard by brand.

BOC Great Wall International Card is divided into platinum card, gold card and ordinary card according to credit rating.

BOC Great Wall International Card is divided into personal card and business card according to the issuing object.

BOC Great Wall International Card can be divided into USD card, HKD card, Euro card and GBP card according to the settlement currency. USD card is suitable for going to North America, Euro card is suitable for going to euro area, GBP card is suitable for going to UK, and HKD card is suitable for going to Hong Kong area. You can choose one of them as the payment currency, and purchase foreign exchange in the corresponding currency or RMB for repayment in the future. BOC Great Wall International Cardholders can enjoy various preferential and exclusive services continuously offered by China Bank.

who can apply for the Great Wall International Card?

All China citizens who have reached the age of 18 and have full capacity for civil conduct, foreigners who have the right of abode in China and compatriots from Hong Kong, Macao and Taiwan can apply for the Great Wall International Card, and they can also apply for supplementary cards for their spouses, parents or economically dependent children who have reached the age of 18, with a maximum of four supplementary cards.

how do I fill out the application form?

you can get it from the bank or download and print an application form to fill in.

You need to fill in the application form in block letters with a blue or black pen, and sign the contract. If you choose to pay back by autopay, you must provide the bank with your current all-in-one savings account opened in China Bank.

why should I write the application form in detail?

when filling in the application form, the bank requires you to fill in such items as ID card, characteristic information, contact telephone number, etc. in order to prevent risks in time and protect your interests in case of theft or fraudulent use of your card.

what should I do after filling out the application form?

you must submit the application form, a copy of your ID card (or a copy of your passport, a copy of a foreigner's residence permit in China for foreigners, and a copy of a home visit permit and a copy of your local ID card for compatriots from Hong Kong, Macao and Taiwan) to the local China bank, and deposit the deposit as required by the bank. The contact person should be a person with a local household registration, ID card and unit.

what is a credit line?

The credit line of BOC Great Wall International Card is the loan usage line approved by the bank according to your credit status, and the credit line can also be determined according to the amount of deposit you pay in the bank. The minimum credit limit of ordinary cards is USD5, HKD4,,

What is an international credit card?

So here is a definition of an international credit card: generally speaking, an international credit card refers to a credit card that supports VISA and MASTERCARD networks, and the credit cards of UnionPay, American Express and other networks also have certain regional coverage and some characteristics of international credit cards.

If you really need an international credit card with a wide coverage, please choose a VISA network credit card. At present, every bank that can issue credit cards in China will support VISA network credit cards. When applying, you can make special instructions to bank customers and tell them that you want to apply for a VISA card.

what are the types of international credit cards?

look below. . .

what kind of credit cards can be used abroad

famous credit card international organizations and famous credit card companies

1.Visa

2.MasterCard

3.DinersClub

4.AmericanExpress

5. Major domestic banks have basically joined these two organizations.

All credit cards issued by domestic card-issuing banks have dual-currency credit cards in RMB and USD. You can freely choose the credit cards issued by the member institutions of MasterCard or VISA.

in terms of practical use, there is almost no difference between them. You can swipe your Mastercard card almost anywhere you can swipe your Visa card overseas.

In addition, you don't need to pay the currency conversion fee when you use the UnionPay network to swipe your card in Singapore, and you don't need to purchase foreign exchange when you return to China.

what's the difference between unionpay and visa

unionpay is a bank card organization in China, and we can rely on unionpay to make cross-bank withdrawals in China and spend money at any merchants. Some foreign countries support the withdrawal and consumption of UnionPay, such as Singapore and New Zealand.

VISA is one of the two largest credit card organizations in the world, and its function is equivalent to UnionPay, but its application scope covers the whole world, and there are VISA merchants and ATMs all over the world. When we go abroad, we can generally use Visa where there is no UnionPay.

the difference is different bank card issuing organizations. The advantages and disadvantages of using it are: there are many POS and ATMs supporting UnionPay in China, and many support VISA in Europe.

In foreign countries, how can an international credit card be used?

It's very convenient to pay by credit card.

You can't directly say which bank is good for studying abroad. Such an answer will be rejected by Baidu.

Common international credit cards generally have two settlement accounts, a RMB account and an account, so they are also called dual-currency credit cards. Most dual-currency card accounts are in US dollars, and overseas transactions are mainly settled in US dollars through international organizations. Another type of international card is a single currency card, which has only one account, that is, all transactions are settled accordingly.

At present, China Bank has Great Wall International Euro Card, Great Wall International Sterling Card and Bank of China JCB Yen Dual-currency Card, which is the one with relatively more account choices among banks. ICBC and China CITIC Bank have RMB-Hong Kong dollar credit cards in addition to RMB-US dollar dual-currency cards, among which ICBC also has Euro international cards. It depends on your own choice.

how to use foreign credit cards in China

Credit cards processed overseas need to be used in specific shops or POS machines in China, such as credit cards issued by card issuing organizations such as VISA, MasterCard and JCB. If you want to spend credit cards in China, you must find a POS machine that swipes the logo channel.

Cards issued by members (banks) of international card-issuing organizations can be signed by the special agents of the organization. This kind of card is called an international card. The six major credit card organizations in the world are VISA, MasterCard, AmericanExpress, UnionPay, JCB and DinersClub. Except UnionPay and JCB, the other four major credit cards originated in the United States. JCB works well in Japan. Although JCB is also an international card, some online shopping does not accept JCB.

generally, international credit cards use USD as the settlement currency. Use UnionPay card to debit in RMB overseas, and settle in RMB, without purchasing foreign exchange for repayment. Almost all bank cards with "UnionPay" logo used daily in China can be used overseas.

international credit cards can be used for overdraft consumption (consumption before repayment). The common credit card brands in the world are mainly Visa and MasterCard, and all major domestic commercial banks also offer international credit card business, so it is convenient to apply for credit cards at the bank counter. There is no interest on deposits in international credit cards.

when both RMB account and USD (or HKD) account are opened in the card, you can not only swipe your card at home, deposit and withdraw cash at ICBC's national outlets or UnionPay ATMs, but also use or withdraw local currency at designated merchants of VISA, MasterCard or AmericanExpress cards and ATMs with their logos, thus enjoying the preferential exchange rate of international credit card organizations and reducing the exchange.

RMB account and account (USD or HKD) have their own credit lines, which do not affect each other. In addition, the US dollar account can be used for shopping on foreign websites, and the unique online transaction switch function of Peony International Card fully guarantees your card safety.

what are the international credit cards

what are the international credit cards

what are the international credit cards? International credit card is a card issued by the bank in conjunction with the international credit card organization to people with good credit standing and make overdraft consumption on a global scale, which is very beneficial to friends who travel abroad. Let me tell you something about international credit cards.

What are the international credit cards 1

1. What is an international credit card

An international credit card is a card issued by banks and international credit card organizations to those with good credit standing and can be used for overdraft consumption on a global scale. At the same time, it is also used to confirm the identity of users on the international network.

II. Overview of International Credit Cards

Cards issued by members (banks) of international card-issuing organizations can be signed by the special agents of the organization. This kind of card is called an international card. As we all know, the three major international organizations VISA, MASTER and JCB. Among them, VISA has the highest market share, followed by MASTER and JCB, but JCB is very easy to use in Japan, but not necessarily in other places. Although JCB is also an international card, some online shopping does not accept JCB.

Generally, international credit cards use US dollars as the settlement currency, and international credit cards can be overdrawn (spend first and then repay). The common credit card brands in the world are mainly Visa, MasterCard, etc. Major domestic commercial banks also offer international credit card services, so you can easily apply for credit cards at the bank counter. It should be noted that there is no interest on deposits in international credit cards.

iii. featured international credit card

1. ICBC Peony International Credit Card

can open both RMB account and US dollar (or Hong Kong dollar) account, which can be used for domestic credit card consumption, cash access and inquiry at ICBC's national business outlets or UnionPay ATM machines, and can also be designated by VISA, MasterCard or AmericanExpress cards.

RMB account and account (USD or HKD) have their own credit lines, which do not affect each other. In addition, the US dollar account can be used for shopping on foreign websites, and the unique online transaction switch function of Peony International Card fully guarantees your card safety.

2. Agricultural Bank of China Jinsui Credit Card Dual-currency Card

Dual-currency credit cards issued by Agricultural Bank of China are Visa and MasterCard, and other special cards include Jinsui Platinum Card, Jinsui International Travel Card and MasterCard HNA Co-branded Card. The dual-currency card has two accounts, RMB and USD, and both accounts enjoy a credit line. Overseas non-UnionPay POS consumption and overseas ATM withdrawal use US dollar accounts, and there is no handling fee for consumption. For cash withdrawal, a handling fee is charged at 3% of the transaction amount (minimum of US$ 3). If the local currency is non-USD, an international settlement fee will be charged, which is 1% for Visa and 1% for MasterCard. 1%。

3. BOC Great Wall International Card

Chip (EMV) credit cards that meet international standards are available in US dollars, Hong Kong dollars, euros and pounds. It can be spent by more than 29 million VISA or MasterCard merchants in 256 countries and regions around the world, and it can also be used for cash withdrawal at member banks, and it can also be used at ATMs marked with "PLUS" or "CIRRUS" around the world. In addition, you can also pay related fees online.

4. Bank of China Great Wall International Zhuojuan Card

A credit card specially designed for overseas students, with products, services and discounts that comprehensively take care of the needs of overseas students. Zhuo Juan card has a choice of euro card and pound card. Parents can pay the living expenses of studying abroad for their children in China through various repayment methods.

5. Dual-currency international credit card of China Merchants Bank

China Merchants Bank has many types of dual-currency international credit cards, among which aviation credit cards have cooperation with many airlines. For example, China Merchants Bank joins hands all day.