In the investigation, it was found that only this real estate license is true, and all other materials are forged, and all of them are participated by employees inside the bank, and the signatures of relevant documents are also forged. Obviously, this is an extremely bad fraud, which is completely caused by the out-of-control internal management of the bank, and the bank itself should bear all the losses.
After the court announced the judgment, the bank once disobeyed and wanted to appeal again, but the second trial upheld the original judgment and found that the result of the first trial was reasonable, so the losses caused by this loan must be borne by the bank itself. This incident also reminds everyone to pay attention to personal information and not to be leaked, which will eventually lead to other problems.
References:
Court: If the internal control mechanism of the bank fails, it should bear the adverse consequences.
After the trial, the court held that there was a major fault in handling the loan business in this case. Bank of Communications not only has the problems of poor management and insufficient education for its own employees, but also has problems in the loan approval and risk verification departments. At present, if the internal control mechanism of Bank of Communications fails, it shall bear the corresponding adverse consequences.
The court ruled that all the claims of Bank of Communications were rejected.
However, Bank of Communications refused to accept this and appealed to Beijing No.2 Intermediate People's Court.
The court of second instance held that the appeal of Bank of Communications could not be established and should be rejected. The judgment of first instance found that the facts were clear and the applicable law was correct and should be upheld. Final judgment: the appeal was dismissed and the original judgment was upheld.