Conditions: Applicants should be 18~60 years old (foreigners are 25~60 years old), have certain economic ability and good credit record. Please refer to the actual audit of our credit card application results.
In addition, it is helpful to improve the credit limit by providing the following information, such as: a copy of the running list of China Merchants Bank's savings account in the past three months; Original proof of asset balance of wealth management account opened by China Merchants Bank; A copy of the property ownership certificate (including my name)+a copy of any water, electricity and coal invoices of the property in recent 3 months; A copy of my driver's license.
Extended data:
Relevant clauses of China Merchants Bank Credit Card Charter (9th Edition)
Cardholders can use UnionPay, Visa, MasterCard, JCB, American Express or other bank card organizations to accept the logo overseas (including Hong Kong, Macao and Taiwan, the same below), or use the special merchants with UnionPay acceptance logo in China and other special merchants designated by the card issuer to spend their cards;
Withdraw local currency cash at overseas cash withdrawal outlets or ATMs with acceptance marks of UnionPay, Visa, MasterCard, JCB, American Express or other bank card organizations; Withdraw RMB cash from ATMs with UnionPay acceptance marks in China or cash withdrawal outlets designated by card issuers or ATMs, and enjoy other services provided by card issuers. Cash cannot be withdrawn from the company card.
When the cardholder uses the special merchants of Visa, MasterCard, JCB and American Express to spend money abroad, he only needs to sign the same signature on the signature column on the back of the card;
When a special merchant with the UnionPay acceptance logo spends money abroad or in China, the cardholder must enter the password in advance according to the agreement with the card issuer, and sign the same signature as the signature column on the back of the card on the purchase order, unless otherwise agreed between the cardholder and the card issuer or between the acceptance institution and the bank card organization.
Cardholders need to show their valid identity documents when withdrawing cash at overseas cash outlets, and enter their passwords when withdrawing cash at ATM machines; In domestic cash withdrawal outlets and ATMs, you must enter your password and show your valid ID.
China Merchants Bank-Card Conditions and Required Information