At present, banks that do not charge annual fees include Minsheng Bank, Nanjing Bank, Huaxia Bank, Industrial Bank, China CITIC Bank, China Everbright Bank and Shengjing Bank. In addition, China Postal Savings Bank charges an annual fee of 10 yuan in Fujian Province and Zhuzhou City, Hunan Province, and no annual fee in other regions.

At present, most bank cards, including savings cards (debit cards) and credit cards, charge annual fees, and a certain amount of fees are deducted from the corresponding accounts every year, which is called annual fees. Usually, the annual fee of credit cards is high, and different types of credit cards also have different annual fees. You need to check the relevant bank regulations or terms of the agreement.

For some special customers or certain conditions, the bank may also waive the annual fee. The annual fee for ordinary debit cards is generally 10 yuan/year, and some cards, such as salary cards and provident fund accounts, are exempt from annual fees. In addition, there are many joint-stock banks that are free.

Extended data:

As early as 20 1 1, the China Banking Regulatory Commission, the People's Bank of China and the National Development and Reform Commission jointly issued the Notice on Exempting Some Service Charges of Banking Financial Institutions, requiring banking financial institutions to exempt RMB personal account 1 1 service charges from July of that year.

Including salary, bill printing fee, password modification and password reset fee and other annual fees for specific accounts and small account management fees. However, the annual bank fee has not been cancelled with the notice, and the four major state-owned banks continue to charge annual fees. Medium-sized comprehensive commercial banks such as Minsheng Bank, Industrial Bank, China Everbright Bank, China Merchants Bank, Ping An Bank, Shanghai Pudong Development Bank and China CITIC Bank all have no annual fees.

Baidu encyclopedia-annual fee