1. Basic information of the borrower and lender, including name, ID number, address, contact number, etc.

2. The amount and purpose of the loan;

3. Loan interest;

4. Time and duration of the loan;

5. Time limit for performance;

6. Responsibility for violating regulations;

7. Signed and dated by two or more representatives.

Personal loan agreements, namely, IOUs, IOUs, IOUs, etc. In our life, the agreement reached between borrowers and lenders on the rights and obligations of borrowing. Personal loan agreement is also the basis of court decision in case of dispute. Therefore, how to write a personal loan agreement is related to the rights and obligations of both parties.

Generally speaking, the IOU should specify the time, amount and duration of the loan, the purpose of the loan, the interest of the loan, the liability for breach of contract when the loan is overdue, and if there is a guarantor, the term and liability of the guarantee should also be specified.