Gas insurance is a value-added project, and this is accident insurance. It is commercial insurance, and consumers choose to insure voluntarily. Generally speaking, gas insurance can pay the premium together with the gas fee, and the premium is relatively cheap, which can mainly protect the insured's disability and death caused by civil gas accidents, as well as the actual medical expenses directly used for treatment in accordance with the basic medical insurance regulations of the government where the policy is issued.
Gas insurance means that the insured has an accident when using gas at home, and the insurance company pays the insurance money according to the accident insurance amount. If you buy gas insurance in advance, users will get compensation from the insurance company if they have an accident in the process of using gas.
Natural gas insurance coverage
1, personal protection
After purchasing gas insurance, the insurance company will pay some compensation for the death, disability and medical expenses of family members caused by accidents such as protection, fire and leakage caused by natural gas.
2. Property safety
After purchasing gas insurance, if the insured suffers from fire, explosion and other accidents in appliances, pipelines and ancillary facilities using natural gas energy, the insurance company will pay compensation according to the contents of the insurance contract.
3. Third-party liability protection
After the purchase of gas insurance, the insurance company will pay compensation according to the contract if the appliances, pipelines and ancillary facilities that use natural gas as energy cause fire or explosion, resulting in personal or property losses to a third party.
4. Other guarantees
If the address indicated in the insurance contract is damaged due to a gas accident, the insured needs to live outside temporarily for temporary rental expenses and family assistance.