2. Object: The unit of the amount should be clear, the amount should be marked with numbers, and then written in traditional Chinese characters.
3, content: express clearly, pay attention to avoid ambiguity.
4. In duplicate: the receipt is in duplicate, and each party holds one copy.
Legal analysis: IOUs can be divided into two categories from the perspective of issuing certificates. One is the IOU issued by the unit when it owes money or things to individuals or other units, and the other is the IOU written by individuals when they owe money or things to others or units.
1. Subject: the subject that clearly indicates the relationship between creditor's rights and debts. You should copy the resident ID number on the receipt, sign it, and preferably press your fingerprint. If the legal entity is the main body, it shall be stamped with the official seal of the entity.
2. Object: The unit of the amount should be clear, the amount should be marked with numbers, and then written in traditional Chinese characters.
3, content: express clearly, pay attention to avoid ambiguity.
4. In duplicate: the receipt is in duplicate, and each party holds one copy.
IOU is a kind of documentary application written to the relevant unit or individual when an individual or unit owes money or things. White stripes are also called "IOUs" today. The format of IOUs and matters needing attention:
1. It is best to write the IOUs by the debtor, but pay attention to the writing standards. Printed IOUs have the same legal effect, but they are easy to forge. The debtor's signature should also be handwritten. The debtor's information must be clearly written with the ID number, and the debtor should be required to provide the original for verification when writing the IOUs.
2. the date of arrears-be sure to write clearly, preferably accurate to the day. The repayment date can be agreed in the IOU. If there is no agreed repayment date, the borrower can claim repayment at any time. If the repayment date is agreed, the request can only be made when the repayment date expires. If the repayment date is not returned, the lender shall file a lawsuit within three years, and may lose the right to win the case after the deadline.
3. The amount owed should be capitalized in Arabic numerals and Chinese at the same time, and the currency should be clearly written.
4. If the debtor is married, it is better to obtain the signature of the spouse, which is more secure for the creditor, and avoids that one party refuses to undertake the repayment obligation on the grounds of ignorance or court enforcement, and one party transfers the property to the spouse, resulting in inability to repay.
To sum up, the IOUs are legal in content and standardized in format, and their signatures or seals have legal effect.
Legal basis: Article 146 of the Civil Code.
A civil juristic act in which the actor and the counterpart have false meanings is invalid.
The validity of a concealed civil juristic act with false intention shall be handled in accordance with relevant laws and regulations.