You can apply for a mortgage. Ways to buy a car loan: one is that the car buyer looks at the car model himself and applies to the bank after signing a car purchase contract. The bank directly calls the car dealer to pay the down payment, and then you pick up the car; The other is to collect money to buy a car first, mortgage the car ownership certificate to the bank, and the bank will give you money instead of the previous loan.
Note: every car will be inspected before leaving the factory, and there will be a checklist, which also needs the owner's signature. The following figure shows Honda's PDI list. It can be seen that it consists of three parts, the first part is the filling of vehicle information, the middle part is the specific inspection items, and the second part is the confirmation and signature of the relevant person in charge and the owner.
If you don't know how to check the car, you can take this list and compare them one by one. If you don't understand or have questions, ask the sales department and sign after everything is confirmed.
This list is in triplicate. The first copy (white) and the second copy (pink) are kept by the 4S shop, and the third copy (yellow/blue) is kept by the owner.