1. Prepare materials (including company information and personal information) required for opening an account in a local bank in the United States.

2. Express the complete information to the American bank that needs to open an account.

3. Bank of America allocates bank account numbers, online banking passwords, checks and bank cards.

4. After receiving the complete documents, open the online bank.

5. Remit the activation money into the newly opened account within 30 days after receiving the bank account documents.

How do individuals apply for bank cards in the United States?

What are the procedures for opening an account in an American bank? What are the procedures and information needed to open an account in an American bank? Youyou International summarized as follows:

I don't want to go to America, but I want to open a bank account in America. What should I do with it?

Answer: Yes, but local banks in the United States do not support personal business transactions in offshore account. If you want to open an American account for trade-related business activities, you must first set up a company in the United States. If you have registered an American company in the United States and applied for a federal tax number, you don't have to go to the United States in person. You can find an agency in China to help you open an account in the United States.

Another problem is that many customers are concerned about whether China citizens can open personal bank accounts in the United States. In fact, the purpose of opening an account in a local bank in the United States is generally to study abroad or live in the United States, and must have an American passport. In the actual address of the United States, international students need to provide the American social security number. Such accounts are strictly forbidden to be used for business capital transactions, and there are still many such restrictions. Therefore, it is impossible for ordinary China people to open personal accounts in American banks without going to the United States.

Conditional process of bank account opening in the United States:

1. There is no account opening fee or deposit requirement.

You don't need to go to America in person, just sign some account opening documents and send them to America by express. However, you need to entrust our accountant as the company's financial manager or financial specialist. Companies without a real address in the United States can use the address of our accounting firm as an agent. If you have a real American address, you can use your own company address.

3. After opening an account successfully, you can get the account number and related documents on the same day, and you can send the account opening documents in PDF format. The bank will send customers a checkbook, a cash card (VISA) and official documents, which can be sent to domestic or American addresses within 7- 15 days.

4. After opening an account successfully, the customer can hold the password of the account with an ATM card (VISA) and query the account information online in English.

5.VISA If you withdraw money from the ATM of China Construction Bank, Bank of America will not charge a handling fee. Other banks in China can also withdraw money, and Bank of America will charge an extra fee.

6. You can open the function of "online transnational transfer" and remit money freely to all parts of the world through the computer. The cost of opening this function is free.

Information required to open an account in a US bank:

1, American company registration certificate and articles of association;

2. Information table of directors and shareholders;

3. The federal tax number of the American company;

4. A copy of the passport of the bank filing person;

5. List of bank filers and companies;

6. The bank archivist personally signs the documents sent by the bank; (Requirements: hanyu pinyin name)

7. A scanned copy or photocopy of the front and back of the bank's domestic credit card. (Only Bank of America has this requirement)

8. Banks in Fu Bao that open accounts in states other than California need to file with the California government. The cost is 1000 RMB, and it is also necessary to provide the good reputation of foreign companies.

9. Bank of America, if it opens an account in a state other than California, and if it is a company ending in LLC, needs to file with the California government: 1000 RMB, and provide a good reputation.