Generally speaking, the contract needs to be signed by both parties, and it can also be replaced by seal or handprint.

How to renew the student-origin loan? Do I need to go there myself?

The national student source credit student loan refers to the student loan issued by the National Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school.

I don't have to renew the loan.

Student-origin student loans can be handled without going in person. You can entrust others to handle them, and you don't have to go in person. What you need to do is to give the personal and * * * borrower's ID card, household registration book, personal school registration certificate (such as student ID card), loan extension application form and power of attorney to the trustee.

Renew the loan:

On-site handling: You or * * * and the borrower need to bring my ID card and my signed application form to the county rescue center to handle the loan renewal procedures. No qualification examination is required to renew the loan, and the application form does not need to be stamped.

Remote online loan renewal process

Log on to the online service system. After logging into the online student aid system of China Development Bank, click the "Apply for Loan" button.

Update personal information. Students should update their personal information in the "Data Perfection" module of the online service system before submitting the application for loan renewal. In the application process, mobile phone authentication is needed to ensure the loan application is successful, and both SMS and SMS with verification code for payment are sent to this mobile phone number.

Submit an application for loan extension. After verifying the application information, students fill in the loan amount, term and extension statement of the student loan and submit the application information. (Note: The loan term is generally the longest. A longer loan period can help you fully enjoy the preferential policies and repay the loan calmly. )

Select the processing mode. After submitting the application information, the system will prompt students to choose "online signing" or "on-site signing of the funding center". Students who choose to sign online need to agree to the Agreement on Remote Acceptance of Student Loan Extension of China Development Bank, and agree to sign the student loan contract by electronic signature, so as to clarify the legal responsibilities of both parties.

Confirmation of contract information. The system will automatically generate contract preview information, and students can view the contract information. If you need to modify it, you can return to the interface of filling in the application form. If you don't need to modify it, you can click OK.

Identity authentication. After the students confirm the contract information, the online service system will pop up the QR code of identity authentication, and the students will scan the code through Alipay mobile APP to authenticate according to the prompts.

Confirm submission. After successful identity authentication, students return to the online service system to confirm the authentication results and complete the online application. The system prompts that the online application is completed and submits the relevant information to the funding center.

Be sure to take the receipt back to the school before 10 and give it to the teacher in charge of student financial assistance, so that he can enter the receipt before the loan takes effect.

What materials are needed to renew the national student loan?

1, copy of the front and back of the ID card.

2. One copy of the front and back of the loan bank card (card number is clear)

3. Two copies of the student ID card of the loan student.

4. 1 list of tuition and accommodation fees payable in the next year (in some areas)

5, individual national student loan application.

6. Two original loan application forms signed by the borrower.

These two materials are prepared by students who need loans and are required to be copied on A4-sized paper.

, "National Student Loan Application Approval Form" in duplicate.

5, "National Student Loan Transfer Power of Attorney" in triplicate.

6.XX bank personal loan certificate (in quintuplicate)

The above three materials are collected at the handling site, and loan students do not need to prepare themselves. However, on the day of processing, the loan student should bring the original ID card, the original loan bank card and a black pen.

The following three situations may not apply for national student loans.

1, life is not frugal, extravagant and wasteful, there are alcoholics, smokers and gamblers;

2, the use of national student loans to buy high-end consumer goods.

3. Students who apply for loans must be students with student status, and preschool students without student status cannot apply for loans.

If you need proof of family financial difficulties, parents' commitment letter, students' commitment letter and other materials, then the requirements of the loan bank shall prevail. Generally speaking, such materials will have corresponding templates, and loan students can prepare them according to the templates. The above materials are compiled according to the materials that have appeared in the renewal of the national student loan, and the specific materials needed are subject to the materials that the funding center needs to provide.

The required materials are as follows:

1, original ID card

2. Original application form

Note: If * * * changes with the borrower, it is necessary to go through the formalities of changing with the borrower at the county-level self-service center before applying for loan renewal.

When renewing the loan, you or * * * together with the borrower, with my ID card and the application form signed by me, go to the county rescue center to go through the formalities of renewing the loan. No qualification examination is required to renew the loan, that is, the application form does not need to be stamped. Issuing student loans:

If the contract is approved, the loan will be issued in the middle of 1 1.

The exact time is uncertain, please wait patiently.

Part of the loan is distributed to colleges and universities, and the rest is distributed to the repayment account Alipay.

If the loan is issued, you pay the tuition fee or the school deducts more money, please contact the university for a refund.

Preferential treatment for student loans:

The interest of 1 during school is fully subsidized by the state finance;

2. Party B shall bear the interest on the student loan from September 1 day of the year of graduation (or graduation), and the repayment date shall be February 20th of each year (September 20th of the last year), which will not be postponed in case of holidays.

3. From the fourth year of graduation (or graduation) (the first year of graduation), the principal and interest will be repaid, and the repayment date of principal is the same as that of interest.

4. If you continue to study for a degree during the repayment period after graduation, you should apply to the county-level funding center in time and provide relevant written proof. After passing the exam, you can continue to enjoy the financial benefits during your school days.