First, use Baidu to directly aggregate cashier.
Direct aggregation cashier is a solution provided by direct collection platform for merchants who need to sell goods, which integrates the collection, business analysis and operation promotion of mainstream payment channels. Easy docking, one docking can be in Baidu wallet, Alipay, UnionPay, and at the same time realize multi-channel collection, fast and efficient settlement, and arrive at the account as soon as the next day. All payment channels that promote priority access have a handling fee of 0%.
Second, Baidu cashier payment opening guide
Conditions for opening an account: Certified account number, enterprise business license and enterprise bank account must be provided. Create a payment account. Take iPhone 12 and iOS 14.4 as examples: 1, enter the operation center-payment management page, and click "Submit". 2. Fill in the qualifications, including enterprise information and legal person information, and the platform will complete the review within 2 working days. 3. After passing the qualification examination, you can set the developer information and bind the new payment service. Developer Settings Portal: "Payment Management-Go to Settings". The setting information includes the developer's public key and cashier parameters. 4. Create a payment service, fill in the service name, enter the bank card information, and make financial settings. Fill in the service information and click "Submit", and the platform will complete the service audit within one working day, and it will go online after it is approved. And in order to help developers call the cashier interface, Baidu app provides a Go language version that encapsulates the signature &; Signature verification, HTTP interface request and other basic functions.
In short, Baidu Cashier integrates a variety of mainstream payment methods, including Baidu wallet, WeChat, Alipay and online banking. It is convenient for developers to quickly access various payment channels in one stop, so that Baidu users can directly complete the closed loop of payment and transaction in the smart applet scenario, thus improving the user's payment experience and the order conversion rate of smart applets.