The machine that can swipe your own credit card is called POS machine, which is currently available in many domestic brands. And if you need to swipe your own credit card, you can buy one at the bank, and now you have a new credit card that can scan your code.

I. Credit card

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The credit card stipulated in the relevant laws of China (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal [1-2]. 20 17 12 1 The English Translation and Writing Standard for Public Service was formally implemented, and the English name of credit card was stipulated.

Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.

Second, the main characteristics of credit cards

Cash advance deposit is not encouraged. You can enjoy an interest-free repayment period and can repay in installments (minimum repayment amount). Join VISA, MasterCard, JCB and other international credit card organizations, which are universal.

It is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range.

It has two functions: payment and credit. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers.

It is a high-tech product integrating financial business and computer technology.

Can reduce the use of cash currency.

It can provide settlement services, facilitate shopping and consumption, and enhance the sense of security.

It can simplify the collection procedure and save social labor.

Can promote commodity sales and social needs.

Can China Bank VISA credit card be swiped on UnionPay POS machine?

The use of double-label credit cards in China Bank;

If you have a double-label credit card from Bank of China, you can spend it through overseas UnionPay channels or corresponding international organizations. If you only hold a UnionPay single-label card, you can use the UnionPay channel to swipe your card overseas; If you only hold non-UnionPay single-label cards, you can use other channels of international organizations other than UnionPay to swipe your card overseas.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.

Does anyone know what cards can be swiped by POS machines?

Credit cards and savings card POS machines can be swiped, as long as there is a UnionPay logo.

UnionPay brand bank cards issued by commercial banks can be consumed at POS terminals. If it is the POS terminal of the four major state-owned banks, you can also use MasterCard, Diners, JCB, Express and Visa brand bank cards for consumption.

Extended data:

POS(Pointofsales), which means "point of sale" in Chinese, is called point of sale information management system. It is a terminal reader equipped with bar code or OCR code technology, which has the function of cashier in cash or barter bank. Its main task is to provide data services and management functions for commodity and media transactions, and to carry out non-cash settlement.

POS is a multifunctional terminal. It can be installed in special merchants and acceptance outlets of credit cards, and connected with computers to realize automatic transfer of electronic funds. It has the functions of supporting consumption, pre-authorization, balance inquiry and transfer, and is safe, fast and reliable to use. It is difficult to obtain basic business information for bulk transactions, and the introduction of POS system is mainly to solve the blind spot of retail information management. An important part of chain branch management information system.

References:

Baidu encyclopedia -POS machine

What pos machine can swipe credit cards?

All pos machines can use credit cards.

POS(Pointofsales), which means "point of sale" in Chinese, is the full name of point of sale information management system. It is a terminal reader equipped with bar code or OCR code technology, which has the cashier function of cash or barter bank. Its main task is to provide data services and management functions for commodity and media transactions, and to carry out non-cash settlement.

When using credit card for payment and settlement, if the mall and the bank do not realize real-time transfer, the system will continue to ask about the type of credit card within the limit allowed by the bank or after authorization. After selecting, press Enter, and the system will continue to ask, swipe the credit card in the cash register magnetic card reader, and the screen will return to the sales status. The sales process is over, and the next step is to go through the formalities of pressing cards and signing.

Cashiers of credit card pos machines have to check out before work every day. Input the cash, check amount and credit card amount in the cash drawer into the cash register, and the cash register will record the cashier's work at this stage and print out the cashier's sales report, reflecting the profit and loss of income, so as to carry out handover, handover, payment and settlement.

In the past, the conventional cash register in the retail industry could only handle simple sales operations such as cashier, invoice and checkout. The management information obtained is extremely limited, limited to the basic statistics of total sales and departmental sales.

For general retail stores, there are no basic business information such as gross profit analysis, single product sales data, unsalable goods, commodity inventory and turnover rate of tens of thousands of commodities. The introduction of POS system is mainly to solve the blind spot of retail management mentioned above.

In short, all pos machines can use credit cards.

What pos machine can use Guangfa Credit Card?

In the past, Shengfutong and Helibao could use GDB cards, but now they are restricted. Few pos machines can use GDB credit cards. Most of them still use online payment. I used the Internet for two years, and all pos machines were restricted. If you don't know online, you can go to Ge Yong Payment Network to find the card god Ge Yong, and he will tell you. It was on the recommendation of my card friend that I found the line he used. If you don't understand, you can go to Baidu again.

So much for the introduction of which pos machines can use credit cards.