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Will banks be punished if they collude inside and outside the bank to forge signed loans and the judicial appraisal is not signed by themselves?
Will banks be punished if they collude inside and outside the bank to forge signed loans and the judicial appraisal is not signed by themselves? This is a big case, and the bank will definitely be punished. First of all, let's understand a term: fake loan. Fake loans refer to the behavior that the staff of banks and other financial institutions use their positions to implement loans in the name of others (or units) or fictitious names, use their powers to coerce others (or units) to issue loans, and embezzle or misappropriate all or part of the loans for personal use. There are four main forms: top name loan, pseudonym loan, pseudonym loan and pseudonym loan.

First, bank employees colluded inside and outside, forged signatures, and were suspected of "the crime of illegally issuing loans". The crime refers to: the staff of banks or other financial institutions issue loans in violation of state regulations, and the amount is huge or causes great losses. If the amount is especially huge or especially heavy losses are caused, he shall be sentenced to fixed-term imprisonment of not less than five years and fined not less than 20,000 yuan but not more than 200,000 yuan. Second, bank executives have management responsibilities. This case has already involved criminal cases, which is not an ordinary bank business violation, but belongs to the management responsibility of the bank management. Therefore, the CBRC will punish bank executives according to the nature of the final case.

The crime of illegally issuing loans refers to the behavior that banks or other financial institutions and their staff violate the provisions of laws and administrative regulations, neglect their duties or abuse their powers to issue loans to others other than related parties, resulting in heavy losses. Among them, violation of relevant laws and administrative regulations refers to violation of all laws or administrative regulations related to credit management, such as the Commercial Bank Law, the Guarantee Law, the General Principles of Loans, the Measures for the Administration of Loan Certificates, the Measures for the Administration of Credit Funds, and the Contract Law. Fake loans at least violate the provisions of the General Principles of Loans and the Law on Commercial Banks, so this crime cannot be escaped.

Definition of crime: the crime of illegally issuing loans refers to the fact that the staff of banks or other financial institutions issue loans in violation of state regulations, and if the amount is huge or heavy losses are caused, they shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention and fined not less than 10,000 yuan but not more than 100,000 yuan; If the amount is especially huge or especially heavy losses are caused, he shall be sentenced to fixed-term imprisonment of not less than five years and fined not less than 20,000 yuan but not more than 200,000 yuan.