1, IOUs need to write the following contents to be correct:

(1) IOUs shall be in written form, unless otherwise agreed between natural persons;

(2) The contents of IOUs generally include loan type, currency, purpose, amount, interest rate, term, repayment method, etc.

(3) IOUs must have the basic information, signature and date of the parties.

2. Legal basis: Article 668 of the Civil Code of People's Republic of China (PRC).

A loan contract shall be in written form, unless otherwise agreed between natural persons.

The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.

2. What is the writing format of IOUs?

1. _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

The loan term starts from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Liability for breach of contract: the borrower shall pay _ _% of the total loan amount as penalty for overdue repayment. If it is necessary to resort to court, the borrower shall bear all the extra expenses, including attorney's fees.

Borrower: _ _ _ _ _ _ _ ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Guarantor: _ _ _ _ _ _ _ _ ID number: _ _ _ _ _ _ _ _ _ _ _ ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _