1, go through the change registration at the real estate registration authority;

2. Submit relevant materials related to real estate and personal documents of husband and wife to the real estate registration authority, including real estate license, identity card and marriage certificate;

3. The real estate registration agency shall examine the submitted materials and evidence; 4. Upon examination, if it is proved that the materials and certificates are true and legal, the registration of change shall be handled. The registration of real estate shall be handled by the registration agency where the real estate is located. If it is a loan to buy a house, it can only be handled in accordance with the principle that whoever borrows it will sign it, so as to ensure that the signatures on the house purchase contract, loan contract and real estate license are unified. The reason is to avoid the risk of bank loans. If you want two people to own real estate, you can apply for a * * * property certificate, that is, there must be a person's name on the real estate certificate, and the attached * * * property certificate can legally indicate the ownership of the real estate. * * * Property right means that there is still a person's name on the real estate license, but there is a person's name in the * * * * column. Property rights belong to the same property right, and their respective shares can be notarized in the notary office. There is no need to apply for two certificates. If the property needs to be owned by two people, you can apply for the property right when you apply for the real estate license, that is, you can apply for the owner's name in the * * * column of the real estate license. The real estate license must still be a person's name, and the attached property rights can legally mark the ownership of the real estate.

: there is a loan real estate license plus a name.

1. Go to the bank to change the mortgage (with the consent of the lending bank).

2. Handling expenses: In addition to the small amount of work cost mentioned in the first case, if it is a provident fund loan, additional expenses are required 100 yuan; If it is a portfolio loan (provident fund loan plus commercial loan), 200 yuan handling fee will be added.

3. Other steps are the same as the previous process without loans.

Legal basis: Article 209 of the Civil Code of People's Republic of China (PRC) establishes, changes, transfers and extinguishes the real right of immovable property, which will take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law. Natural resources owned by the state according to law may not be registered.

Article 210 The registration of immovable property shall be handled by the registration institution where the immovable property is located. The state implements a unified registration system for real estate. The scope, organization and method of unified registration shall be stipulated by laws and administrative regulations.