Hello, a credit card is a debit card, which mainly means spending first and then repaying, spending in advance with bank funds and enjoying an interest-free period. This is a financial management method. Credit cards can also be used as payment tools, and can be directly consumed through POS machines installed by merchants or online payment platforms. The bank will also provide you with various forms of integral, discount, installment, lottery, promotion and other activities. Credit card is also the main international payment tool. On international websites, you can go shopping directly by filling in your personal credit card information. If you travel and stay in a hotel, only a credit card can complete the hotel pre-authorization for you.

(You can consult the credit card service information of China Merchants Bank online through QQ or WeChat. Method 1: Search 4008205555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: Search for "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center)