According to the provisions of the Electronic Signature Law, if the electronic signature is reliable, the insurance contract is signed in the form of an electronic contract, which has legal effect.

Relevant laws and regulations

People's Republic of China (PRC) electronic signature method

Thirteenth electronic signatures meet the following conditions at the same time, as reliable:

(1) When the electronic signature production data is used for electronic signature, it belongs to the exclusive rights of the electronic signer;

(2) When signing, the electronic signature production data is only controlled by the electronic signer;

(3) Any changes to the electronic signature after signature can be found;

(4) Any changes to the content and form of the data message after signature can be found.

The parties can also choose to use electronic signatures that meet their agreed reliable conditions.

Article 14 A reliable electronic signature has the same legal effect as a handwritten signature or seal.