1. The legal full names of the borrower and the lender shall be clearly written;

2. The loan amount should be clearly written in Arabic numerals and Chinese capitals at the same time, such as "RMB 6,543.8+ten thousand yuan (one hundred thousand yuan)" to prevent the loan holder from tampering;

3. The term of the loan should be clearly written, including the start and end dates of the loan and a clear term of the loan, preferably accurate to the day;

4. The specific repayment date should be clearly written, but it is not necessary;

5. The loan interest should be clearly written, with a clear annual interest rate or monthly interest rate, and the final total loan interest (including the amount expressed in words and figures) should be agreed;

6. The date, month, day, time and payment method of repayment of loan principal and interest shall be stated;

7. The borrower shall have his own signature, handprint or handwritten signature;

8. If the amount is large, you can ask a third party to witness and sign it.

The receipt shall contain the main information of both parties, the reasons for the unpaid money or articles, and the detailed information of the unpaid subject matter (such as the amount of money, the name of articles, the quantity of articles, the information with specific directions or marks, etc.). ), return method, return time, etc. , and signed or sealed by the issuer of the IOU. If there is a witness or guarantor, the information of the witness or guarantor shall also be indicated and signed accordingly. IOUs should be written on complete paper with clear handwriting and specific content.

Legal basis:

Article 119th of the Civil Procedure Law of People's Republic of China (PRC) stipulates that prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.

Article 120 stipulates that a prosecution shall submit a complaint to the people's court and submit copies according to the number of defendants.

If it is really difficult to write a complaint, it can be made orally, which will be recorded by the people's court and the other party will be informed.

People's Republic of China (PRC) Civil Code

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 668 A loan contract shall be in written form, unless otherwise agreed between natural persons.

The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.

Article 669 When concluding a loan contract, the borrower shall, at the request of the lender, provide the true information about the business activities and financial status related to the loan.