1, due to illegal reasons, (for example, owing loans and having economic disputes. Defendant). Prosecutors, lawyers and lawyers asked the bank to freeze their accounts. (This account cannot be unfrozen).
2. If the password exceeds the limit, the bank account will also be frozen.
3. The bank card with frozen password can go to the bank counter to reset the password.
(Before handling the password reset business, you need to report the loss of your bank card in advance, and you can handle the password reset within 3~5 working days. )
Bank cards are frozen for the following reasons:
First, your bank card is a credit card (debit card). If it is frozen, it may be that your credit card has an abnormal transaction, such as malicious cash withdrawal, forged information, and consecutive password errors. The bank card may be frozen by the bank.
Second, if you overdraw your bank card, the bank will make an overdraft share for you according to your actual repayment ability. When your overdraft exceeds your share, the bank will freeze your bank card immediately.
Your bank card is a debit card. If it is frozen, it will be frozen in the wrong account, that is to say, the bank mistakenly gave more money to your account during the transaction, so the bank may freeze the part that was given to you. The first is the judicial freeze. According to the relevant provisions of the law, the judicial organ may apply to the bank for freezing your bank card because of the need of handling a case. At the same time, customs, tax authorities and other departments also have the right to freeze.
4. No matter what kind of bank card you enter, if you enter it incorrectly three times in a row, the banking system will automatically lock your bank card password, which is similar to freezing, but not freezing. It will be released automatically after 24 hours.
If you don't apply for a new card when your bank card expires, the bank will freeze your expired bank card after it expires.
6. If your bank card reports the loss several times in a row, it will be frozen because the bank thinks it is suspected of malicious loss reporting.
Cardholders should pay attention to the following matters when using bank cards to swipe their cards: First, don't let the cards stay away from their sight when swiping cards, and pay attention to the number of times the cashier swipes cards. Second, don't sign blank bills or bills with incomplete amounts at will, pay attention to whether there are two overlapping bills, and carefully check whether the amount and currency on the bills are wrong. Third, the signature style of the receipt should be consistent with the signature on the back of the bank card. Fourth, try to keep the stub of the signed bill after the transaction is completed, so as to check it with the statement. Fifth, as long as the POS documents are not printed successfully, the transaction is considered unsuccessful. When the transaction is unsuccessful, you can check the card status and account balance to confirm whether the card status is normal and whether the unsuccessful consumption amount is recorded.
Cardholders should pay attention to the following matters when withdrawing money at ATM: First, pay attention to the surrounding environment, and properly block important data such as passwords to prevent others from peeping. Second, try to avoid entering the wrong password when withdrawing money to prevent card swallowing. Third, when the screen prompts you to take the card and withdraw cash, you should take it away in time. Fourth, carefully count the cash and check it with the printed customer notice. Fifth, when the amount does not match or the card or cash is swallowed, contact the bank in time according to the prompt phone on the machine.